Jeremiah 13:15 Hear ye, and give ear; be not proud: for the LORD hath spoken.

Deuteronomy 32:18 Of the Rock that begat thee thou art unmindful, and hast forgotten God that formed thee.

Jeremiah 7:28 But thou shalt say unto them, This is a nation that obeyeth not the voice of the LORD their God, nor receiveth correction: truth is perished, and is cut off from their mouth.

Psalm 9:17 The wicked shall be turned into hell, and all the nations that forget God.

2 Chronicles 25:8 For God hath power to help, and to cast down.

Home Sales Plunge: Biggest Drop in 40 Months - Mac Slavo - 10.29.2013

Housing Bubble, Take 2 - Tamsin McMahon - 10.25.2013

Families Blocked by Investors From Buying U.S. Homes - Kathleen Howley - 10.24.2013

A Tale Of Two Bubbles -- Housing And College - George Leef - 10.23.2013

UBS to pay $885M in Housing Bubble claims - Jennifer Bissell - 7.26.2013

Report: Government is responsible for Housing Bubble, not Banks - Neil Munro - 7.5-2013

As the Second U.S. Housing Bubble Inflates: Month 10 - 6.30.2013

Home prices soar in April, leading to warnings of another Bubble - Alejandro Lazo and Andrew Khouri - 6.26.2013

Home prices through the roof - Biggest jump in 7 years - Diana Olick - 6.25.2013

The Reemergence of Housing Bubbles -Should we be Worried? Dean Baker - 6.13.2013

7 Reasons to Fear the Housing Bubble - Curtis Tate - 5.31.2013

Don’t Believe New Housing Bubble Hype - Phil Izzo - 5.28.2013

Housing Bubble 2 - Raheem Hosseini - 5.02.13

Presenting: The Housing Bubble 2.0 - Tyler Durden - 4.29.2013

Housing Bubble: Past Bubble Experience was Different - Kurt Richebacher – The Daily Reckoning

Housing Bubble Part 2 has descended upon us in 2013. The experts who denied the first housing bubble that burst in 2006 are denying the housing bubble of 2013. Lies, hype and more lies my friends, be careful what you believe. The media is spreading the usual hype & fear mongering to further inflate the Housing Bubble. Reports are coming in from different markets stating that house values have increased 20+ percent in a month. Does America really have that poor of a memory? The last time the illusion of wealth spread thru artificial home equity it resulted in the worst financial crises in America's history. Americans are so desperate to pretend that they have money. Housing Bubble part two will be short lived for several reasons. The first reason is America owes over 16 trillion dollars so the government will not be able to provide banks the money that they need to float the $400,000 dollar home loans for the $80,000 dollar houses like they did from 2001-2006. Second, many Americans are not in a position to purchase a home with tighter lending standards. There are millions of homes in foreclosure, pre-foreclosure or with selling short status. Don't buy into the hype that is being pushed in 2013 that if you don't buy a home today you will be priced out of the market next month. All that nonsense of extremely low inventory is propaganda. A final item to mention is more Americans are voicing their anxiety, anger and fear about the obvious increase of power and wealth that China has. It has been reported that 1 out of every 5 real estate transactions is made by a Chinese investor. America needs to get over it; the rise of China cannot be disputed and will not be stopped. America does not need to worry about the invasion of China. Why would China need to invade what they legally own? China is buying America one property and business at a time. Forget about learning to speak Spanish, it would be better for you to learn Mandarin. America has turned its back on our living God of Israel and the price will be high my friends. Repent for your sins while there is time and ask Jesus Christ for forgiveness. Ask Jesus to come into your heart and be Lord over your life. It will be over soon…

Isaiah 1:18 Come now, and let us reason together, saith the LORD: though your sins be as scarlet, they shall be as white as snow; though they be red like crimson, they shall be as wool.

Jeremiah 2:19 Thine own wickedness shall correct thee, and thy backslidings shall reprove thee: know therefore and see that it is an evil thing and bitter, that thou hast forsaken the Lord thy God, and that my fear is not in thee, saith the Lord GOD of hosts.

Listen to what God has written in the book of Ezekiel ~ "Thus saith the Lord GOD; Repent, and turn yourselves from your idols; and turn away your faces from all your abominations. Cast away from you all your transgressions, whereby ye have transgressed; and make you a new heart and a new spirit: for why will ye die? For I have no pleasure in the death of him that dieth, saith the Lord GOD: wherefore turn yourselves, and live ye". God has a plan for you & Jesus Christ wants for you to live! How long will you ignore Him? How long will you resist Him tugging at your heart?

Are you ready? We Shall All Stand Before God and Give an Account for the Life We Have Lived: Your Life After Death

Jeremiah 8:6-7 I hearkened and heard, but they spake not aright: no man repented him of his wickedness, saying, What have I done? every one turned to his course, as the horse rusheth into the battle. Yea, the stork in the heaven knoweth her appointed times; and the turtle and the crane and the swallow observe the time of their coming; but my people know not the judgment of the LORD.

Jeremiah 5:2-4 And though they say, The LORD liveth; surely they swear falsely. O LORD, are not thine eyes upon the truth? thou hast stricken them, but they have not grieved; thou hast consumed them, but they have refused to receive correction: they have made their faces harder than a rock; they have refused to return. Therefore I said, Surely these are poor; they are foolish: for they know not the way of the LORD, nor the judgment of their God.

The bottom of the housing market will not come for years. Every 3-4 months the so called "experts" say that house prices have reached the bottom. Don't take the bait... House prices will not reach the bottom for several more years, maybe around 2025. A house should not cost above 2.5 times your annual income, it's that simple. Keep renting for now. Be patient & prudent!

Jeremiah 8:13-15 I will surely consume them, saith the LORD: there shall be no grapes on the vine, nor figs on the fig tree, and the leaf shall fade; and the things that I have given them shall pass away from them. Why do we sit still? assemble yourselves, and let us enter into the defenced cities, and let us be silent there: for the LORD our God hath put us to silence, and given us water of gall to drink, because we have sinned against the LORD. We looked for peace, but no good came; and for a time of health, and behold trouble!

Isaiah 29:13-15 Wherefore the Lord said, Forasmuch as this people draw near me with their mouth, and with their lips do honour me, but have removed their heart far from me, and their fear toward me is taught by the precept of men: Therefore, behold, I will proceed to do a marvellous work among this people, even a marvellous work and a wonder: for the wisdom of their wise men shall perish, and the understanding of their prudent men shall be hid. Woe unto them that seek deep to hide their counsel from the LORD, and their works are in the dark, and they say, Who seeth us? and who knoweth us?

Isaiah 30:12-13 Wherefore thus saith the Holy One of Israel, Because ye despise this word, and trust in oppression and perverseness, and stay thereon: Therefore this iniquity shall be to you as a breach ready to fall, swelling out in a high wall, whose breaking cometh suddenly at an instant.

Isaiah 30:30 And the LORD shall cause his glorious voice to be heard, and shall shew the lighting down of his arm, with the indignation of his anger, and with the flame of a devouring fire, with scattering, and tempest, and hailstones.

Isaiah 42:8,14,18,20&23 I am the LORD: that is my name: I have long time holden my peace; I have been still, and refrained myself: now will I cry like a travailing woman; I will destroy and devour at once. Hear, ye deaf; and look, ye blind, that ye may see. Seeing many things, but thou observest not; opening the ears, but he heareth not. Who among you will give ear to this? who will hearken and hear for the time to come?

Ezekiel 22:14 Can thine heart endure, or can thine hands be strong, in the days that I shall deal with thee? I the LORD have spoken it, and will do it.

Ezekiel 23:35 Therefore thus saith the Lord GOD; Because thou hast forgotten me, and cast me behind thy back, therefore bear thou also thy lewdness and thy whoredoms.

Isaiah 26:21 For, behold, the LORD cometh out of his place to punish the inhabitants of the earth for their iniquity: the earth also shall disclose her blood, and shall no more cover her slain.

Psalm 78:34 When he slew them, then they sought him: and they returned and enquired early after God.

1 Kings 8:60 That all the people of the earth may know that the LORD is God, and that there is none else.

Hosea 5:15 I will go and return to my place, till they acknowledge their offence, and seek my face: in their affliction they will seek me early.

2 Chronicles 7:14 If my people, which are called by my name, shall humble themselves, and pray, and seek my face, and turn from their wicked ways; then will I hear from heaven, and will forgive their sin, and will heal their land.

Isaiah 30:18 And therefore will the LORD wait, that he may be gracious unto you, and therefore will he be exalted, that he may have mercy upon you: for the LORD is a God of judgment: blessed are all they that wait for him. And the LORD shall cause his glorious voice to be heard, and shall shew the lighting down of his arm, with the indignation of his anger, and with the flame of a devouring fire, with scattering, and tempest, and hailstones.

Housing Bubble Fallout ~ The fragile economic recovery of England and America will not survive the European depression resulting from the collapse of the Euro. Hear the words of the Lord in 1 Thessalonians 5:3 For when they shall say, Peace and safety; then sudden destruction cometh upon them, as travail upon a woman with child; and they shall not escape.

Will the Housing Bubble Burst Again? - Warren Smith - May 31, 2013

Is a New Housing Bubble in the Making? - Richard Davies - May 29, 2013

A Housing Bubble Era Loan Makes a Comeback, With a Twist - Stephen Gandel - May 29, 2013

The Return of the Housing Bubble? - Dean Baker - May 29, 2013

Are We Headed for Another Housing Bubble? Julie Schmit - May 29, 2013

Too Big To Fail? Will the United States of America Be Serving China in 2030?

Housing Bubble II: But This Time It’s Different - Wolf Richter - 3.19.2013

How's that "Change" Working out For you? Family Net Worth Plunged 35 percent in Five Years - Mark Trumbull / June 18, 2012

Remember the Great Depression? No, It Doesn't Seem That Anyone Does - William Keegan / June 16, 2012

Why does America have an illusion of wealth, why the housing bust, why middle class no longer exists & will not return, why are things so awful? The answers are in the Holy Bible. He who has an ear let him hear what is written in Isaiah 66:3-4... Yea, they have chosen their own ways, and their soul delighteth in their abominations. I also will choose their delusions, and will bring their fears upon them; because when I called, none did answer; when I spake, they did not hear: but they did evil before mine eyes, and chose that in which I delighted not.

Lamentations 3:40-41 Let us search and try our ways, and turn again to the LORD. Let us lift up our heart with our hands unto God in the heavens.

Isaiah 26:9 With my soul have I desired thee in the night; yea, with my spirit within me will I seek thee early: for when thy judgments are in the earth, the inhabitants of the world will learn righteousness.

Jeremiah 13:22 And if thou say in thine heart, Wherefore come these things upon me? For the greatness of thine iniquity are thy skirts discovered, and thy heels made bare.

Jeremiah 14:10 Thus saith the LORD unto this people, Thus have they loved to wander, they have not refrained their feet, therefore the LORD doth not accept them; he will now remember their iniquity, and visit their sins.

Jeremiah 15:6 Thou hast forsaken me, saith the LORD, thou art gone backward: therefore will I stretch out my hand against thee, and destroy thee; I am weary with repenting.

Jeremiah 15:13 Thy substance and thy treasures will I give to the spoil without price, and that for all thy sins, even in all thy borders.

Seriously, who doesn't know that the America Housing Bubble was caused by the Fed's Policies? The American housing recovery will begin around 2025. The so called turning point of 2012 is just a load of propaganda by the usual suspects and so called experts that led the masses in the wrong direction to begin with. Do not be deceived with their bogus hype.

It Was the Housing Bubble, Stupid - Dean Baker / May 4, 2012

Real Estate Agents Losing Licenses in California - Josh Koehn / May 2, 2012

Fed Not at Fault for Housing Bubble? Really? - Alen Mattich / March 23, 2012

We have sinned because we have chosen to forsake the Lord and have served our own lust of the flesh, the lust of the eyes and the pride of life. We have put television, movies, computers, phones, cars, houses, hobbies and other vain things before our living God. These things cannot profit nor deliver us for they are vain. Our wickedness is great, but Jesus Christ is ready to pardon and will forgive us for our sins if we ask and we can make peace with God. We only need to repent and turn our hearts and our will over to Jesus Christ. The word of God says to fear the Lord, and serve him in truth with all of your heart: For consider how great things he hath done for you. But if ye shall still do wickedly, ye shall be consumed, both ye and your nation. We are living in the last days, as in the times of Noah. Stop rejecting God and his plan for you. Jesus Christ will give you a new heart and a new mind. By your decision, Jesus will bring a newness of life and spirit to you. Ask Jesus to set you free from your rebellion and your self-will. The time has grown short my friend. The answer to the failing states of America is not in some silly bailout package that has obviously failed. The statistics show that there are very few good paying jobs being created and the world knows that America and England have grown insolvent. China and Russia have risen to be the world's superpowers because England and America have forsaken the Lord and his ways. If you want to look into the future of backslidden countries just read Deuteronomy 28. The world will grow much worse so consider putting yourself into the loving hands of God thru faith in Jesus Christ where you will be safe forever.

Romans 10:13 For whosoever shall call upon the name of the Lord shall be saved.

John 21:25 And there are also many other things which Jesus did, the which, if they should be written every one, I suppose that even the world itself could not contain the books that should be written. Amen.

Philippians 2:9-11 Wherefore God also hath highly exalted him, and given him a name which is above every name: That at the name of Jesus every knee should bow, of things in heaven, and things in earth, and things under the earth; And that every tongue should confess that Jesus Christ is Lord, to the glory of God the Father.

Psalm 33:8 Let all the earth fear the LORD: let all the inhabitants of the world stand in awe of him.

Ezra 8:22 The hand of our God is upon all them for good that seek him; but his power and his wrath is against all them that forsake him.

Psalms 60:11 Give us help from trouble: for vain is the help of man.

U.S. economist: The housing collapse in America has brought a recession that will grow into another Great Depression. The experts on the economy never confirmed the U.S. recession for nearly one year after it started. Don't be surprised when "they" deny a depression is occurring too. The housing correction will not be over in America and England for several more years. A housing bailout will not stop the affliction that is looming for the U.S. & England. House prices will continue to plunge the next several years. The same people that said there was no housing bubble are now the same people who are saying that there is no depression coming. Who are you going to believe my friends? Stop trusting in a corrupt world system and start trusting in God. Jesus Christ will not ever fail you. The handwriting on the wall reads that another Great Depression is headed for the United States. God will not be mocked by this backslidden & unrepentant country. Come, and let us return unto the LORD. Turn, O backsliding children, saith the LORD; for I am married unto you: Return, ye backsliding children, and I will heal your backslidings. Wherefore will ye plead with me? ye all have transgressed against me, saith the LORD. My people have forgotten me days without number, but I am merciful saith the LORD and I will not keep anger for ever. Only acknowledge thine iniquity, that thou hast transgressed against the LORD thy God and repent for all of your sins. For all have sinned and there is none righteous. Turn your whole heart and your entire will over to the only One who can save you from eternal damnation - His glorious name is the Lord Jesus Christ, the living Son of God. There is no other way into heaven or to come before our Eternal Father but by Jesus Christ. Make peace with our Creator and wholeheartedly ask Jesus Christ for forgiveness. God has already shown us in the Holy Bible, his infallible word, that it is not His will that any should perish, but that all should come to repentance and ask Jesus Christ to come into their heart and to be Lord of their life. God is ready to pardon, the LORD is gracious, and full of compassion; slow to anger, and of great mercy. The LORD is good to all: and his tender mercies are over all his works. O come, let us worship and bow down: let us kneel before the LORD our God our Maker - the Holy One of Israel and his name is the Lord of hosts. Alleluia: for the Lord God omnipotent reigneth for ever. You have tried living life your way and you have failed miserably. Now try living life God's way. Our LORD JEHOVAH has a great plan for your life. Try and see how your life will change by having faith in Jesus Christ and by surrendering your life and your will into His loving care. God will fulfil the desire of them that fear him: he also will hear their cry, and will save them. The LORD preserveth all them that love him: but all the wicked will he destroy. My mouth shall speak the praise of the LORD God of Israel and let all flesh bless his holy name for ever and ever.

Romans 2:11 For there is no respect of persons with God.

Deuteronomy 30:19 I call heaven and earth to record this day against you, that I have set before you life and death, blessing and cursing: therefore choose life, that both thou and thy seed may live:

John 3:15-17 That whosoever believeth in him should not perish, but have eternal life. For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life. For God sent not his Son into the world to condemn the world; but that the world through him might be saved.

Romans 10:9 That if thou shalt confess with thy mouth the Lord Jesus, and shalt believe in thine heart that God hath raised him from the dead, thou shalt be saved.

Romans 14:12 So then every one of us shall give account of himself to God.

Ecclesiastes 7:20 For there is not a just man upon earth, that doeth good, and sinneth not.

Ecclesiastes 12:14 For God shall bring every work into judgment, with every secret thing, whether it be good, or whether it be evil.

Luke 12:2-3 For there is nothing covered, that shall not be revealed; neither hid, that shall not be known. Therefore whatsoever ye have spoken in darkness shall be heard in the light; and that which ye have spoken in the ear in closets shall be proclaimed upon the housetops.

Jeremiah 23:24 Can any hide himself in secret places that I shall not see him? saith the LORD. Do not I fill heaven and earth? saith the LORD.

Proverbs 15:3 The eyes of the LORD are in every place, beholding the evil and the good.

Revelation 3:19 As many as I love, I rebuke and chasten: be zealous therefore, and repent.

Ecclesiastes 3:14 I know that, whatsoever God doeth, it shall be for ever: nothing can be put to it, nor any thing taken from it: and God doeth it, that men should fear before him.

Matthew 22:37 Jesus said unto him, Thou shalt love the Lord thy God with all thy heart, and with all thy soul, and with all thy mind.

1 Corinthians 2:9 But as it is written, Eye hath not seen, nor ear heard, neither have entered into the heart of man, the things which God hath prepared for them that love him.

John 14:27 Peace I leave with you, my peace I give unto you: not as the world giveth, give I unto you. Let not your heart be troubled, neither let it be afraid.

Luke 4:18-19 The Spirit of the Lord is upon me, because he hath anointed me to preach the gospel to the poor; he hath sent me to heal the brokenhearted, to preach deliverance to the captives, and recovering of sight to the blind, to set at liberty them that are bruised, To preach the acceptable year of the Lord.

Matthew 13:15 For this people's heart is waxed gross, and their ears are dull of hearing, and their eyes they have closed; lest at any time they should see with their eyes, and hear with their ears, and should understand with their heart, and should be converted, and I should heal them.

2 Corinthians 8:9 For ye know the grace of our Lord Jesus Christ, that, though he was rich, yet for your sakes he became poor, that ye through his poverty might be rich.

Philippians 2:5-8 Let this mind be in you, which was also in Christ Jesus: Who, being in the form of God, thought it not robbery to be equal with God: But made himself of no reputation, and took upon him the form of a servant, and was made in the likeness of men: And being found in fashion as a man, he humbled himself, and became obedient unto death, even the death of the cross.

Ephesians 4:32 And be ye kind one to another, tenderhearted, forgiving one another, even as God for Christ's sake hath forgiven you.

Isaiah 35:4 Say to them that are of a fearful heart, Be strong, fear not: behold, your God will come with vengeance, even God with a recompence; he will come and save you.

Joel 2:12-13 Therefore also now, saith the LORD, turn ye even to me with all your heart, and with fasting, and with weeping, and with mourning: And rend your heart, and not your garments, and turn unto the LORD your God: for he is gracious and merciful, slow to anger, and of great kindness, and repenteth him of the evil.

Lamentations 3:33 For he doth not afflict willingly nor grieve the children of men.

James 4:6 But he giveth more grace. Wherefore he saith, God resisteth the proud, but giveth grace unto the humble.

Psalm 102:17 He will regard the prayer of the destitute, and not despise their prayer.

Psalm 34:18 The LORD is nigh unto them that are of a broken heart; and saveth such as be of a contrite spirit.

Psalm 51:17 The sacrifices of God are a broken spirit: a broken and a contrite heart, O God, thou wilt not despise.

Proverbs 15:13 A merry heart maketh a cheerful countenance: but by sorrow of the heart the spirit is broken.

Psalm 62:8 Trust in him at all times; ye people, pour out your heart before him: God is a refuge for us. Selah.

Isaiah 57:15 For thus saith the high and lofty One that inhabiteth eternity, whose name is Holy; I dwell in the high and holy place, with him also that is of a contrite and humble spirit, to revive the spirit of the humble, and to revive the heart of the contrite ones.

Jeremiah 29:11-13 For I know the thoughts that I think toward you, saith the LORD, thoughts of peace, and not of evil, to give you an expected end. Then shall ye call upon me, and ye shall go and pray unto me, and I will hearken unto you. And ye shall seek me, and find me, when ye shall search for me with all your heart.

James 4:8 Draw nigh to God, and he will draw nigh to you. Cleanse your hands, ye sinners; and purify your hearts, ye double minded.

Deuteronomy 6:4-5 Hear, O Israel: The LORD our God is one LORD: And thou shalt love the LORD thy God with all thine heart, and with all thy soul, and with all thy might.

Psalm 103:8 The LORD is merciful and gracious, slow to anger, and plenteous in mercy.

Psalm 10:12 Arise, O LORD; O God, lift up thine hand: forget not the humble.

Psalm 69:32 The humble shall see this, and be glad: and your heart shall live that seek God.

Luke 18:14 I tell you, this man went down to his house justified rather than the other: for every one that exalteth himself shall be abased; and he that humbleth himself shall be exalted.

Isaiah 55:6-9 Seek ye the LORD while he may be found, call ye upon him while he is near: Let the wicked forsake his way, and the unrighteous man his thoughts: and let him return unto the LORD, and he will have mercy upon him; and to our God, for he will abundantly pardon. For my thoughts are not your thoughts, neither are your ways my ways, saith the LORD. For as the heavens are higher than the earth, so are my ways higher than your ways, and my thoughts than your thoughts.

Isaiah 59:1-2 Behold, the LORD's hand is not shortened, that it cannot save; neither his ear heavy, that it cannot hear: But your iniquities have separated between you and your God, and your sins have hid his face from you, that he will not hear.

Matthew 11:28-30 Come unto me, all ye that labour and are heavy laden, and I will give you rest. Take my yoke upon you, and learn of me; for I am meek and lowly in heart: and ye shall find rest unto your souls. For my yoke is easy, and my burden is light.

James 4:10 Humble yourselves in the sight of the Lord, and he shall lift you up.

1 Peter 5:6-7 Humble yourselves therefore under the mighty hand of God, that he may exalt you in due time: Casting all your care upon him; for he careth for you.

Psalm 55:22 Cast thy burden upon the LORD, and he shall sustain thee: he shall never suffer the righteous to be moved.

Psalm 107:9 For he satisfieth the longing soul, and filleth the hungry soul with goodness.

Proverbs 8:33 Hear instruction, and be wise, and refuse it not.

Psalm 49:16-17 Be not thou afraid when one is made rich, when the glory of his house is increased; For when he dieth he shall carry nothing away: his glory shall not descend after him.

Proverbs 13:7 There is that maketh himself rich, yet hath nothing: there is that maketh himself poor, yet hath great riches.

Blessings that are from our living God come without payment plans and interest (usury).

Proverbs 22:7 The rich ruleth over the poor, and the borrower is servant to the lender.

Proverbs 10:22 The blessing of the LORD, it maketh rich, and he addeth no sorrow with it.

Romans 13:8 Owe no man any thing, but to love one another: for he that loveth another hath fulfilled the law.

Psalm 37:21 The wicked borroweth, and payeth not again: but the righteous sheweth mercy, and giveth.

Psalm 89:30-33 If his children forsake my law, and walk not in my judgments; If they break my statutes, and keep not my commandments; Then will I visit their transgression with the rod, and their iniquity with stripes. Nevertheless my lovingkindness will I not utterly take from him, nor suffer my faithfulness to fail.

Psalm 108:4 For thy mercy is great above the heavens: and thy truth reacheth unto the clouds.

Psalm 79:9 Help us, O God of our salvation, for the glory of thy name: and deliver us, and purge away our sins, for thy name's sake.

Psalm 84:11-12 For the LORD God is a sun and shield: the LORD will give grace and glory: no good thing will he withhold from them that walk uprightly. O LORD of hosts, blessed is the man that trusteth in thee.

Psalm 40:4-5 Blessed is that man that maketh the LORD his trust, and respecteth not the proud, nor such as turn aside to lies. Many, O LORD my God, are thy wonderful works which thou hast done, and thy thoughts which are to us-ward: they cannot be reckoned up in order unto thee: if I would declare and speak of them, they are more than can be numbered.

Proverbs 3:5-7 Trust in the LORD with all thine heart; and lean not unto thine own understanding. In all thy ways acknowledge him, and he shall direct thy paths. Be not wise in thine own eyes: fear the LORD, and depart from evil.

Nahum 1:7 The LORD is good, a strong hold in the day of trouble; and he knoweth them that trust in him.

Psalm 147:3-6 He healeth the broken in heart, and bindeth up their wounds. He telleth the number of the stars; he calleth them all by their names. Great is our Lord, and of great power: his understanding is infinite. The LORD lifteth up the meek: he casteth the wicked down to the ground.

Job 1:20-22 Then Job arose, and rent his mantle, and shaved his head, and fell down upon the ground, and worshipped, And said, Naked came I out of my mother's womb, and naked shall I return thither: the LORD gave, and the LORD hath taken away; blessed be the name of the LORD. In all this Job sinned not, nor charged God foolishly.

Psalm 127:1-2 Except the LORD build the house, they labour in vain that build it: except the LORD keep the city, the watchman waketh but in vain. It is vain for you to rise up early, to sit up late, to eat the bread of sorrows: for so he giveth his beloved sleep.

Galatians 6:7 Be not deceived; God is not mocked: for whatsoever a man soweth, that shall he also reap.

Psalm 94:8-11 Understand, ye brutish among the people: and ye fools, when will ye be wise? He that planted the ear, shall he not hear? he that formed the eye, shall he not see? He that chastiseth the heathen, shall not he correct? he that teacheth man knowledge, shall not he know? The LORD knoweth the thoughts of man, that they are vanity.

Psalm 49:1-3 Hear this, all ye people; give ear, all ye inhabitants of the world: Both low and high, rich and poor, together. My mouth shall speak of wisdom; and the meditation of my heart shall be of understanding.

Zephaniah 2:3 Seek ye the LORD, all ye meek of the earth, which have wrought his judgment; seek righteousness, seek meekness: it may be ye shall be hid in the day of the LORD'S anger.

Deuteronomy 28:43-44 The stranger that is within thee shall get up above thee very high; and thou shalt come down very low. He shall lend to thee, and thou shalt not lend to him: he shall be the head, and thou shalt be the tail.

Proverbs 16:19 Better it is to be of an humble spirit with the lowly, than to divide the spoil with the proud.

Isaiah 5:15-16 And the mean man shall be brought down, and the mighty man shall be humbled, and the eyes of the lofty shall be humbled: But the LORD of hosts shall be exalted in judgment, and God that is holy shall be sanctified in righteousness.

Matthew 23:12 And whosoever shall exalt himself shall be abased; and he that shall humble himself shall be exalted.

Psalm 34:18 The LORD is nigh unto them that are of a broken heart; and saveth such as be of a contrite spirit.

Psalm 51:17 The sacrifices of God are a broken spirit: a broken and a contrite heart, O God, thou wilt not despise.

Isaiah 66:2 For all those things hath mine hand made, and all those things have been, saith the LORD: but to this man will I look, even to him that is poor and of a contrite spirit, and trembleth at my word.

Luke 12:15 And he said unto them, Take heed, and beware of covetousness: for a man's life consisteth not in the abundance of the things which he possesseth.

Amos 5:11 Forasmuch therefore as your treading is upon the poor, and ye take from him burdens of wheat: ye have built houses of hewn stone, but ye shall not dwell in them; ye have planted pleasant vineyards, but ye shall not drink wine of them.

Simplify your life. If you don't need it, don't buy it. If it isn’t broke, don't fix it. If it can be fixed, don't replace it.

Here is the Petition Opposing a Government Bailout of Borrowers and Lenders

The housing crash brings recession to America: 2012 will reveal the financial deceitfulness of America and England. In 2004 when I began to warn America of the widespread avarice and the next Great Depression, I was met with mockery and scorn. The delusion of prosperity from matchstick construction duped millions of people into believing they became wealthier thru fabricated home equity. House prices that once went thru the roof are now crashing thru the floor. Where has the backbiter gone with their mockery? The silence is deafening.....

S&P Declares Greece in Default - Stephen Bernard and Katy Burne / February 28, 2012

Wyoming Prepares for Dollar Collapse, Constitutional Crisis & Revolution - ETF Daily News / February 27, 2012

House Prices Hit Post-Bubble Low - Peter Whoriskey / January 31, 2012

New-Home Sales: Last Year Was The Worst Year For Sales On Record - Huffington Post / January 26, 2012

Records: Federal Reserve Officials Foresaw, Joked About Housing Bubble in 2006 - PBS / January 13, 2012

How deluded Bernanke thought economy could make 'Soft Landing' just months before the credit crunch - Daily Mail / January 13, 2012

Transcripts show Fed slow to see Fallout from Housing Bust - Martin Crutsinger / January 13, 2012

The Worst Economic Recovery Since The Great Depression - Peter Ferrara - January 12, 2012

U.S.: 2011 Shaping Up As Worst Year Ever For Home Sales - Associated Press / December 23, 2011

Fannie and Freddie Were at Heart of Crisis - Kansas City Star / December 22, 2011

Bank of America to pay $335 million for Racial Loan Discrimination / December 22, 2011

The Corruption of America - Porter Stansberry / December 21, 2011

50 Facts About The U.S. Economy That Will Shock You - Becket Adams / December 18, 2011

SEC Files Suit Against Ex-Freddie, Fannie Chiefs - David Glovin and Joshua Gallu / December 16, 2011

It's Official: Housing Market was Sicker than We Thought - John Schoen / December 15, 2011

Realtors: We Overcounted Home Sales for Five Years - Reuters / December 13, 2011

The Real USA is in Deep Trouble / December 8, 2011

Fed Created A Recipe for Disaster in Housing Market - Mark Calabria / October 21, 2011

Did 9/11 Attacks Set Stage For Housing Bust? - Jeff Ostrowski / Sept 9, 2011

Consumer Debt Is the Fly in the Recovery Ointment - Dunstan Prial / October 7, 2011

The Downward Spirial of America: U.S. Credit Rating Downgraded By Standard & Poor's - Zachary A. Goldfarb / August 6, 2011

Homeowners in Denial About Value of Properties - Ann Carrns / July 19, 2011

Harvard study finds severe problems for U.S. Housing Market - Michael DeMasi / June 7, 2011

Home Prices Double Dip to Levels Before Housing Bubble Burst - Susanna Kim / May 31, 2011

Home Clearance Sale Coming From 'Desperate' Sellers - Les Christie / June 1, 2011

Troubled Home Market Creates Generation of Renters - Derek Kravitz / May 24, 2011

For Real Estate, a Giant Spring Clearance Sale - Michelle Conlin / March 25, 2011

27 Depressing Facts About The Housing Crash That Never Seems To End / March 23, 2011

Why I Am Never Going to Own a Home Again - James Altucher / March 21, 2011

The Housing Nightmare That Will Never End - Dan Caplinger / February 25, 2011

Carnage not over in US housing Industry - Michael Babad / February 23, 2011

Home Prices May Fall by up to 25 Percent: Economist - Reuters News / February 22, 2011

Housing Crash Is Hitting Cities Once Thought to Be Stable - David Streitfeld / February 14, 2011

Crisis Report Pins Blame on U.S. for Global Bust - Randall Forsyth / January 28, 2011

Panel finds financial crisis was avoidable - Marcy Gordon & Daniel Wagner / January 27, 2011

Factbox: GOP report cites 10 causes for financial crisis - Reuters News / January 27, 2011

2010’s Worst Cities For Foreclosures - Morgan Brennan / January 26, 2011

The Making of a 'Liar's Loan,' With Help From the Loan Officer - Abigail Field / January 18, 2011

Fed Officials Saw Housing Bubble in 2005, Didn't Alter Policy - Craig Torres / January 14, 2011

America's Housing Bubble Still Deflating - Dean Baker / January 5, 2011

Don't Forget About These 20 Costs of Home Ownership - Cindy Perman / December 7, 2010

How Fannie and Freddie Became a $363 Billion Liability - John Hudson / October 22, 2010

Rare Earth Materials and China: Housing Bubble Deniers Get Another One Wrong - Dean Baker / October 19, 2010

US issues New Rules For Appraisers - Bloomberg News / October 19, 2010

How Countrywide Covered the Cracks - Gretchen Morgenson / October 16, 2010

Mortgage Lenders Show Pattern of Destruction / October 7, 2010

How to End the Great Recession - Robert Reich / September 2, 2010

There Are Bubbles, And Then There Are Bubbles - Paul Krugman / August 25, 2010

Greenspan: A Charlatan Unmasked - Jeff Nielson / August 10, 2010

Will Middle Class America Ever See A Real Raise Again? Ray Sanchez / August 6, 2010

5 Factors To Watch In A Housing Recovery - Stephen Simpson / July 8, 2010

The Third Depression - Paul Krugman / June 27, 2010

5 Steps Of A Bubble - Investopedia Staff / June 2, 2010

Did Greenspan try to cover up the Housing Bubble? The Week / May 4, 2010

The Recession Is Over? Yeah, Right - Jim Jubak / April 30, 2010

Implausible Denial: Don’t Tell Me Nobody Knew the Housing Bubble Was Underway - Bill Sardi / April 9, 2010

Give Greenspan An Oscar - Mike Whitney / April 9, 2010

Greenspan Denies His Hands-Off Policy Caused Credit Meltdown - Stephen Foley / April 8, 2010

Fed Reviews Find Errors in Oversight of Citigroup - Sewell Chan and Eric Dash / April 7, 2010

Greenspan’s Delusions Get Much Worse With Age - Caroline Baum / April 6, 2010

Feds: Homes with Chinese Drywall Must Be Gutted - Cain Burdeau / April 2, 2010

Greenspan’s Implausible Denial - Bob Adelmann / March 20, 2010

Exposing the Great American Bubble Barons: Kevin Connor / February 24, 2010

False Profits: We Will Be Suffering from Greenspan and Bernanke's Ineptitude for a Long Time / February 9, 2010

No Help in Sight, More Homeowners Walk Away - David Streitfeld / February 2, 2010

Dean Baker: We’re Still In a Housing Bubble - Nick Timiraos / January 26, 2010

Housing Fallout: Will California become America's first failed state? - Paul Harris / October 4, 2009

It’s No Longer California Or Bust, But California Is Bust! Michael Redbourn / October 2, 2009

U.S. About to Hit Debt Ceiling Again - Jeanne Sahadi - CNN Money / September 16, 2009

Owning Versus Renting - Dean Baker / August 26, 2009

Bernanke: He Didn't Just Miss the Housing Bubble - Dean Baker / August 21, 2009

Recession and Debt Drag On Commercial Real Estate - Associated Press / Aug 12, 2009

Anatomy of an Economic Meltdown - Mike Baker and Mike Schneider / May 17, 2009

The American Dream Is Dying - The Trumpet May 7, 2009

Bernanke Backed Rate Cuts Tied to Bubble - Neil Irwin - Washington Post / May 7, 2009

Zillow: 1 in 5 American Homes underwater - Peter Hong / May 6, 2009

In Bank Demolition Echoes of the Great Depression - Emily Friedlander / May 5, 2009

The Mirage of Recovery - Hossein Askari and Noureddine Krichene - Asia Times / May 5, 2009

The Anatomy of a Crisis - Frank Ahren - Washington Post / May 2, 2009

Fannie Mae Creates Housing Mirage With Bum Loans - David Reilly - Bloomberg News / April 24, 2009

The Appraisal Bubble - Joe Eaton - Center for Public Integrity / April 14, 2009

It Really Is All Greenspan's Fault - Susan Lee - Forbes / April 3, 2009

Jesus has the answers, if only we would Listen - Thad Moore / February 25, 2009

Homeowners' Rallying Cry: Produce the Note - Mitch Stacy / February 17, 2009

Will God Bail Out America? René Monette / January 30, 2009

George Bush: The Bubble President Floats Away - Rick Holmes / January 16, 2009

Alan Greenspan - Robert Reich / January 17, 2009

Mainstream Media: Reporters Dropped Ball Covering Meltdown - David Bauder / January 8, 2009

U.S. Debt is Losing its appeal in China / Keith Bradsher / January 8, 2009

White House Philosophy Stoked Mortgage Bonfire - By Jo Becker, Sheryl Stolberg and Stephen Labaton / Dec 21, 2008

Can We Do Anything More to Help the Fabulously Rich? Robyn Blumner / December 5, 2008

Financial Crisis: Cause and Effect - Peter Wallison - AEI / November 1, 2008

'I made a mistake' admits Alan Greenspan - David Nason / October 25, 2008

Repent! Recession is at Hand! October 24, 2008

As Economy Tanks, Violent Solutions Increase - The Trumpet / October 23, 2008

When Greenspan's Bubble Burst - Dallas News / October 23, 2008

Dear Chairman Greenspan: Remember That Cheap Money? LA Times / October 23, 2008

U.S. Economy: Years of Hardship Ahead - John Schmitt / October 17, 2008

Their Great Depression and Ours - James Livingston - History News Network - October 13, 2008

At The Heart of the U.S. Economic Meltdown, Desperation - Jennifer Steinhauer / October 12, 2008

Russia Sees in Credit Crisis End of U.S. Domination - Andrew Kramer / October 2, 2008

America Loses Its Dominant Economic Role - Spiegel / September 30, 2008

Sold to Taxpayers For $700 Billion: Banks' Bad Assets - Martin Crutsinger / Sept 28, 2008

Housing Bubble Caused Bigger Burst Than Expected - Alexis Glick / September 26, 2008

America’s Financial 9/11 - Robert Morley - The Trumpet / September 23, 2008

'The World As We Know It Is Going Down' - Marc Pitzke - Spiegel / September 18, 2008

US Banking System Faces Shakeup - Sean Maroney / September 15, 2008

U.S. Foreclosures Rose to a Record in August as Homeowners Continue to Be Hurt By Plummeting Prices.

What the Fannie and Freddie Nationalization Means - Robert Morley / September 10, 2008

US Government Takes on Big Role in Mortgage Market - Martin Crutsinger and Alan Zibel / Sept 8, 2008

Real-Estate Appraiser Regulation is a Failure - Mitch Weiss / August 24, 2008

Indiana Sues Countrywide Over Lending Practices - Associated Press / August 24, 2008

In the Ruins of the Housing Bust, the Price of an Illusion - David Streitfield / August 23, 2008

Three More Major Builders Halt Housing Projects - Gretchen Wenner / August 21, 2008

FBI Probes Unusual Incentives for Home Buyers - Nick Timiraos / August 16, 2008

Home Equity Frenzy Was a Bank Ad Come True - Louise Story / August 14, 2008

Foreclosure Fallout: Houses go for a $1 - Ron French - The Detroit News / August 13, 2008

One Third of New Owners Owe More Than House Is Worth - Bob Ivry / Aug. 12, 2008

The Predators’ Ball - Michael Hirsh - Newsweek / August 9, 2008

The Prosperity Myth - Robert Morley - The Trumpet / August 5, 2008

Prince Chunk: Fat Cat Is Victim Of Foreclosure / July 31, 2008

Hold The Applause On Housing Bill - The / July 30, 2008

FDIC Takes Over 2 More Banks, Closing 28 Branches - Brendan Riley / July 25, 2008

U.S. Congressman Warns Major Economic Disaster Imminent / July 24, 2008

18.6 Million: Home Vacanies Rise To Record - Kathleen Howley - Bloomberg News / July 24, 2008

The Housing Crisis: How we Got Here - Russ Wiles / July 23, 2008

Home Values Are Down, and Not Just at the Bank - Alexander von Hoffman / July 20, 2008

Fannie, Freddie and You - Paul Krugman - New York Times / July 14, 2008

IndyMac Bancorp: Regulators Seize Mortgage Lender - Louise Story / July 12, 2008

Heads up: Foreclosures and More Foreclosures - Kansas City / July 11, 2008

Slide in House Prices is the Worst Since the Great Depression - Edmund Conway / July 11, 2008

Mortgage Crisis Reflects Nation’s Worship of Money - Final Call / July 10, 2008

Fannie, Freddie Insolvent, Poole tells Bloomberg - Ajay Kamalakaran / July 10, 2008

California Town Creates Parking Havens For Homeless / July 9, 2008

US Housing Slump Creating 'Ghost Towns' - Catherine Elsworth / July 5, 2008

Depression in U.S. is Looming: What are People Going to Do? Tim King - July 3, 2008

U.S. Is in No Shape to Give Advice, Medvedev Says - Clifford Levy - New York Times / July 3, 2008

Housing Bust, Credit Crisis: Haven’t We Learned a Thing? - Robert Morley / June 26, 2008

Home Not-So-Sweet Home - Paul Krugman - New York Times / June 23, 2008

Euphoria Filled the Mortgage Bubble; It Was Destined To Burst / June 22, 2008

It is time to Go After Real Estate Fraud Hard - News Press / June 21, 2008

Operation Malicious Mortgage: 400 Arrested in Crackdown on Mortgage Fraud / June 19, 2008

Anatomy of a Meltdown: The Credit Crises - Washington Post / June 17, 2008

It's Time For Lenders To Be Held Accountable For Tactics - Debra Saunders / June 16, 2008

Bubble History: A $500,000 loan for a McDonald's Worker - Los Angeles Times / June 16, 2008

It's Only Going to Get Worse - Lawrence Lindsey - Weekly Standard / June 9, 2008

CEO Declares 'Depression' in Housing - CNN Money / June 4, 2008

Housing Bust Takes Toll on Contractors, Economy / June 4, 2008

The Trouble in Housing Trickles Up - Nelson Schwartz / New York Times / June 1, 2008

The Fading of the Mirage Economy - Steven Pearlstein - Washington Post / May 28, 2008

US Home Prices Fall at Record Pace - Chris Bryant - Financial Times / May 27, 2008

Home Sales and Prices Continue To Go Downhill / May 24, 2008

House Prices Force Americans to Sleep in Cars - Catherine Elsworth / May 22, 2008

The Man Who Told You So - Jamie Hopkins - Sun Reporter / May 18, 2008

Steep Drop in Home Prices May Help Economy - Maura Reynolds / May 18, 2008

Bankers, Neighborhoods, unfortunate Homeowners all Pay - Jeffrey Pietters / May 16, 2008

Special Report: America's Housing Crisis - Forbes / May 16, 2008

Ron Paul: Big Government Responsible for Housing Bubble / May 12, 2008

Appraisal Changes Face Resistance - Kenneth Harney - Washington Post / May 10, 2008

Mortgage Holders Find It Hard to Walk Away From Their Homes - Vikas Bajaj / May 10, 2008

Housing Crash Claims a Whole City as Vallejo, CA Declares Bankruptcy / May 7, 2008

It’s Going to Get Worse - Daniel McGinn - Newsweek / May 6, 2008

Housing Weakness isn't Over Yet, Buffett Says - Alistair Barr - MarketWatch / May 4, 2008

Stop the Housing Bailout Before it undoes all of us - J.D. Foster - Houston Chronicle / May 3, 2008

Is Bernanke Worse Than Greenspan? - Kirk Shinkle - U.S. News & World Report / April 30, 2008

Stocks Decline as Consumer Confidence Falls to 26-year Low - Tim Paradis / April 25, 2008

New Home Stockpile - Maurna Desmond - Forbes / April 24, 2008

Experts See Depression Parallels in U.S. Crisis - Pedro Nicolaci da Costa / April 18, 2008

Economy: The Bad News is There is No Good News - Associated Press / April 17, 2008

Poll: Many Avoid Buying Homes - Alan Fram - Associated Press / April 15, 2008

US Consumer Confidence Lowest Since Oct 1993 - ABC / WashPost / April 15, 2008

U.S. Foreclosures Jump 57% as Homeowners Walk Away - Dan Levy - Bloomberg News / April 15, 2008

Housing Woes in U.S. Spread Around Globe - Mark Landler - New York Times / April 14, 2008

Habit-Forming: Borrowers Keep Piling On Debt - Jane Kim - Wall Street Journal / April 10, 2008

Consumer Confidence Falls to New Low - Jeannine Aversa - Associated Press / April 10, 2008

Homeowners Who Just Walk Away - Judy Hasson - MSN Money / April 9, 2008

Greenspan: You Can't Pass this Buck, Alan - James Saft / April 11, 2008

Our Housing-Bubble Hangover - Bill Fleckenstein - MSN Money / April 7, 2008

81% in U.S. Poll Say Nation is on the Wrong Track - David Leonhardt and Marjorie Connelly / April 4, 2008

Huge Job Losses Set Off Recession Alarms - Jeannine Aversa - Associated Press / April 4, 2008

USA 2008: The Great Depression - David Usborne - The Independent / April 1, 2008

Home Equity Loans Become Next Casualty in Credit Crisis - ABC News / March 28, 2008

Broken Home Market For U.S. Homebuilders - Associated Press / March 28, 2008

Reports: US Home Prices, Consumer Confidence, Fall Sharply - VOA News / March 25, 2008

The Housing Crash Recession: How Did We Get Here? - Dean Baker - March 21, 2008

Housing Crisis Threatens the American Dream - Elijah Cummings / March 21, 2008

Wall Street Faces Data Next Week on Housing Market and Personal Spending / March 21, 2008

Mortgage Crisis Fallout: Tent Cities Spring Up in LA / March 18, 2008

Poll: 3 in 4 think USA is in a Recession - Richard Wolf - USA Today / March 17, 2008

Debt Serfdom Comes to America - Ellen Brown - OpEdNews / March 15, 2008

Debt Reckoning: U.S. Receives a Margin Call - Liz Rappaport & Justin Lahart / March 15, 2008

Housing Bubble Called For More Journalistic Tenacity - Nancy Barnes - StarTribune / March 15, 2008

The Worst Conditions for the U.S. Economy Since the Great Depression / March 14, 2008

Fed Takes Boldest action Since the Depression to Rescue US Mortgage Industry - March 14, 2008

US Central Bank Chief Pledges to Help Struggling Homeowners - Kent Klein / March 14, 2008

Federal Reserve: Printing Money to Save Banks - Robert Morley - The Tumpet / March 13, 2008

US Economy: Recession is Here - Poll - CNN Money / March 13, 2008

F.B.I. Opens Criminal Inquiry Into Countrywide - Raymond Hernandez - New York Times / March 9, 2008

In Housing Crisis, Taxpayers Must Pick up after the Greedy - Dan Thomasson / March 7, 2008

Mozilo: 'No One Predicted' Current Housing Bust - Los Angeles Times / March 7, 2008

U.S. Mortgage Foreclosures Rise as Owners `Give Up' - Kathleen Howley - Bloomberg News / March 6, 2008

Americans’ Home Equity Lowest Since 1945 - Alan Heavens / March 6, 2008

Foreclosures at Record as Household Wealth Falls - Joanne Morrison - Reuters News / March 6, 2008

Housing Market Spirals, No End in Sight - J.W. Elphinstone - Associated Press / March 6, 2008

Message to Bankers: Bail out Thyselves - Loren Steffy - Houston Chronicle / March 4, 2008

Buffett Says US Economy Essentially in a Recession - Josh Funk - Associated Press / March 4, 2008

Buffett says: "We're in a recession": CNBC - Dan Wilchins - Reuters News / March 3, 2008

New Recession Worry: Bank Failures - Chris Isidore - CNN Money / March 3, 2008

Borrowers Are Out In The Cold - Daniel Gross - Newsweek / March 3, 2008

The Federal Reserve's Rescue Has Failed - Ambrose Evans-Pritchard - March 3, 2008

Homeowners Losing Home Equity Lines - Dina Elboghdady - Washington Post / March 2, 2008

Fed Officials: Housing Crisis Critical - David Goldman - CNN Money / March 1, 2008

Consumer Spending Stalls as Confidence Plunges Due to Rising Inflation and Falling Home Prices / Feb 29, 2008

Bank Failure Imminent: Banks in Crisis Cut Lines of Credit - Patrice Hill - The Washington Times / February 29, 2008

More Americans Using Credit Cards to Stay Afloat - Kathy Chu - USA Today / February 29, 2008

The Housing Nightmare Hits Main Street - Luke Mullins - U.S. News & World Report / February 28, 2008

U.S. Consumer Confidence Declines to Five-Year Low - Courtney Schlisserman / February 27, 2008

After Housing Bust, Hard Times in Arizona - Faye Bowers / February 25, 2008

The Double Standard in Crisis Resolution - Eduardo Porter - New York Times / February 23, 2008

Housing Crash Fuels Rise in Card Debt - Jason Hidalgo - Reno Gazette-Journal / February 22, 2008

How Falling Home Prices Imperil the U.S. Economy - Mark Trumbull / February 22, 2008

Starbucks Cuts 600 Jobs Amid Stagnant U.S. Growth - Lisa Baertlein - Reuters News / February 21, 2008

Regulators Eye Wall Street Role in Housing Bust - Associated Press / Feburary 18, 2008

Banks "Quietly" Borrow $50 Billion from Fed - Reuters News / February 18, 2008

Some Homeless Squat in Foreclosed Houses - Thomas Sheeran - Associated Press / February 17, 2008

The housing bubble bursting has started a undeniable recession. If you don't need it, don't buy it. On September 11, 2005 I issued a press release to warn Americans. Stop making your decisions based on what the media tells you and start studying your Bible and trusting in God. Spend less time watching television and use that time for prayer and reading your Holy Bible. People are growing anxious about the uncertainty of the times that we live in and their future. Only God knows your future. Trust in the LORD through Jesus Christ our Messiah and you will not ever fear what man can do to you or where your next meal will come from. God is the Highest authority on everything. A personal relationship with Jesus Christ will bring you salvation, love, joy, peace, longsuffering, gentleness, goodness, faith, meekness, temperance and so much more. The recession will soon become a national depression that America has not seen in decades. Prepare yourselves, for the time of leanness has come upon America and England who have chosen to forsake our living God of Israel and His Law. Stop spending money on things you do not need. The illusion of wealth is gone. The U.S. federal government is insolvent. The people of England and America are stone broke. Stop using credit. Make the choice not to be a slave to debt my friends. Christ will show you a more excellent way to live and be satifisfied. Repent! The Kingdom of God is at hand! Believe on the Lord Jesus Christ and thou shalt be saved. Materialism is idolatry and you cannot serve God and your possessions. Mortgages, car payments, and credit card debt is only a path to perdition. Open your heart, your soul and your mind to the love that Jesus Christ has waiting for you. Only He can fill your emptyness and heal your pain. What you are missing in life you cannot ever buy my beloved. Ask Jesus for forgiveness and to come into your heart today before its too late. The worst is yet to come.

1 Timothy 6:7-10 For we brought nothing into this world, and it is certain we can carry nothing out. And having food and raiment let us be therewith content. But they that will be rich fall into temptation and a snare, and into many foolish and hurtful lusts, which drown men in destruction and perdition. For the love of money is the root of all evil: which while some coveted after, they have erred from the faith, and pierced themselves through with many sorrows.

Proverbs 11:24 There is that scattereth, and yet increaseth; and there is that withholdeth more than is meet, but it tendeth to poverty.

Romans 3:11 There is none that understandeth, there is none that seeketh after God.

Job 22:21 Acquaint now thyself with God, and be at peace: thereby good shall come unto thee.

Now set your heart and your soul to seek the LORD your God.

Proverbs 22:2 The rich and poor meet together: the LORD is the maker of them all.

Matthew 16:26 For what is a man profited, if he shall gain the whole world, and lose his own soul? or what shall a man give in exchange for his soul?

Matthew 12:37 For by thy words thou shalt be justified, and by thy words thou shalt be condemned.

1 Timothy 2:5 For there is one God, and one mediator between God and men, the man Christ Jesus;

1 John 1:7 Beloved, let us love one another: for love is of God; and every one that loveth is born of God, and knoweth God.

1 John 1:10 Herein is love, not that we loved God, but that he loved us, and sent his Son to be the propitiation for our sins.

Romans 5:8 But God commendeth his love toward us, in that, while we were yet sinners, Christ died for us.

Jesus Christ died for my sins, your sins and the sins of everyone in the world because He loves us.

Romans 10:13 For whosoever shall call upon the name of the Lord shall be saved.

2 Peter 3:9 The Lord is not slack concerning his promise, as some men count slackness; but is longsuffering to us-ward, not willing that any should perish, but that all should come to repentance.

"The things that will destroy America are prosperity at any price, peace at any price, safety first instead of duty first, the love of soft living and the get-rich-quick theory of life". - Theodore Roosevelt

The reality of overvalued American property has hit home as artificial wealth continues to slip away. Bursting of the U.S. housing bubble in 2006 brings media blitz of housing propaganda nationwide. Real estate retribution: The United States housing bubble continues to be the economic lead balloon in 2007. Reports are pouring in on Americans losing their job due to the obvious housing crash that became inevitable. America's residential real estate bubble burst in 2006: What happened to the soft landing predicted by the heathen economists? There is a lot of discussion about the downward spiral of house prices being only temporary. Yes, 15-20 years is only temporary. The housing bubble bursting will consequently wreck the U.S. economy and the oppressive effects have become manifest worldwide. Home sales in America will be much worse in 2008 and 2009 as many Americans now feel the effects from the collapse in the U.S. housing market. Irrational home prices will continue to free-fall. Fabricated home equity has been the housing bubble bait that lured and trapped millions of Americans to insolvency during the infamous housing frenzy that occurred between 2001&2006. People such as the former federal reserve chairmain Allen Greenspan and other so called *experts* who continue to say the worst is over for the real estate bust are wrong. Greenspan knew the debt trap that was being laid out for people as did the federal government. When the housing market began to tank in many areas in October of 2005, that just happened to be the same month that the bankruptcy laws in this country changed and went into effect. Have we lost our minds? Are we to believe that the timing for all of this is just pure coincidence?

Matthew 11:15 He that hath ears to hear, let him hear.

1 Corinthians 1:19 For it is written, I will destroy the wisdom of the wise, and will bring to nothing the understanding of the prudent.

2 Corinthians 5:1 For we know that if our earthly house of this tabernacle were dissolved, we have a building of God, an house not made with hands, eternal in the heavens.

Luke 6:48-49 He is like a man which built an house, and digged deep, and laid the foundation on a rock: and when the flood arose, the stream beat vehemently upon that house, and could not shake it: for it was founded upon a rock. But he that heareth, and doeth not, is like a man that without a foundation built an house upon the earth; against which the stream did beat vehemently, and immediately it fell; and the ruin of that house was great.

Luke 14:28-30 For which of you, intending to build a tower, sitteth not down first, and counteth the cost, whether he have sufficient to finish it? Lest haply, after he hath laid the foundation, and is not able to finish it, all that behold it begin to mock him, Saying, This man began to build, and was not able to finish.

Jeremiah 17:9-11 The heart is deceitful above all things, and desperately wicked: who can know it? I the LORD search the heart, I try the reins, even to give every man according to his ways, and according to the fruit of his doings. As the partridge sitteth on eggs, and hatcheth them not; so he that getteth riches, and not by right, shall leave them in the midst of his days, and at his end shall be a fool.

1 John 3:20 For if our heart condemn us, God is greater than our heart, and knoweth all things

Mark 4:22 For there is nothing hid, which shall not be manifested; neither was any thing kept secret, but that it should come abroad.

Luke 8:17 For nothing is secret, that shall not be made manifest; neither any thing hid, that shall not be known and come abroad.

Hebrews 8:12 For I will be merciful to their unrighteousness, and their sins and their iniquities will I remember no more.

Matthew 21:22 And all things, whatsoever ye shall ask in prayer, believing, ye shall receive.

James 4:3 Ye ask, and receive not, because ye ask amiss, that ye may consume it upon your lusts.

Jeremiah 16:16-17&21 Behold, I will send for many fishers, saith the LORD, and they shall fish them; and after will I send for many hunters, and they shall hunt them from every mountain, and from every hill, and out of the holes of the rocks. For mine eyes are upon all their ways: they are not hid from my face, neither is their iniquity hid from mine eyes. Therefore, behold, I will this once cause them to know, I will cause them to know mine hand and my might; and they shall know that my name is The LORD.

Psalm 34:15 The eyes of the LORD are upon the righteous, and his ears are open unto their cry.

Proverbs 3:25-26 Be not afraid of sudden fear, neither of the desolation of the wicked, when it cometh. For the LORD shall be thy confidence, and shall keep thy foot from being taken.

Isaiah 24:17 Fear, and the pit, and the snare, are upon thee, O inhabitant of the earth.

Hosea 4:7 As they were increased, so they sinned against me: therefore will I change their glory into shame.

Matthew 15:14 Let them alone: they be blind leaders of the blind. And if the blind lead the blind, both shall fall into the ditch.

Proverbs 19:9 A false witness shall not be unpunished, and he that speaketh lies shall perish.

Isaiah 1:4-5 Ah sinful nation, a people laden with iniquity, a seed of evildoers, children that are corrupters: they have forsaken the LORD, they have provoked the Holy One of Israel unto anger, they are gone away backward. Why should ye be stricken any more? ye will revolt more and more: the whole head is sick, and the whole heart faint.

For this is the love of God, that we keep his commandments: and his commandments are not grievous. Thus saith God, Why transgress ye the commandments of the LORD, that ye cannot prosper? because ye have forsaken the LORD, he hath also forsaken you.

Isaiah 1:28 And the destruction of the transgressors and of the sinners shall be together, and they that forsake the LORD shall be consumed.

Psalm 98:2 The LORD hath made known his salvation: his righteousness hath he openly shewed in the sight of the heathen.

Isaiah 2:11-12 The lofty looks of man shall be humbled, and the haughtiness of men shall be bowed down, and the LORD alone shall be exalted in that day. For the day of the LORD of hosts shall be upon every one that is proud and lofty, and upon every one that is lifted up; and he shall be brought low:

Jeremiah 5:25-27 Your iniquities have turned away these things, and your sins have withholden good things from you. For among my people are found wicked men: they lay wait, as he that setteth snares; they set a trap, they catch men. As a cage is full of birds, so are their houses full of deceit: therefore they are become great, and waxen rich.

Isaiah 24:1-6 Behold, the LORD maketh the earth empty, and maketh it waste, and turneth it upside down, and scattereth abroad the inhabitants thereof. And it shall be, as with the people, so with the priest; as with the servant, so with his master; as with the maid, so with her mistress; as with the buyer, so with the seller; as with the lender, so with the borrower; as with the taker of usury, so with the giver of usury to him. The land shall be utterly emptied, and utterly spoiled: for the LORD hath spoken this word. The earth mourneth and fadeth away, the world languisheth and fadeth away, the haughty people of the earth do languish. The earth also is defiled under the inhabitants thereof; because they have transgressed the laws, changed the ordinance, broken the everlasting covenant. Therefore hath the curse devoured the earth, and they that dwell therein are desolate: therefore the inhabitants of the earth are burned, and few men left.

Psalm 119:71 It is good for me that I have been afflicted; that I might learn thy statutes.

Ecclesiastes 7:8 Better is the end of a thing than the beginning thereof: and the patient in spirit is better than the proud in spirit.

Proverbs 13:13 Whoso despiseth the word shall be destroyed: but he that feareth the commandment shall be rewarded.

2 Timothy 3:13 But evil men and seducers shall wax worse and worse, deceiving, and being deceived.

Job 12:16 With him is strength and wisdom: the deceived and the deceiver are his.

Amos 3:15 And I will smite the winter house with the summer house; and the houses of ivory shall perish, and the great houses shall have an end, saith the Lord.

1 Timothy 6:17-19 Charge them that are rich in this world, that they be not highminded, nor trust in uncertain riches, but in the living God, who giveth us richly all things to enjoy; That they do good, that they be rich in good works, ready to distribute, willing to communicate; Laying up in store for themselves a good foundation against the time to come, that they may lay hold on eternal life.

Proverbs 28:22 He that hasteth to be rich hath an evil eye, and considereth not that poverty shall come upon him.

Psalm 62:10 Trust not in oppression, and become not vain in robbery: if riches increase, set not your heart upon them.

Ephesians 4:18-19 Having the understanding darkened, being alienated from the life of God through the ignorance that is in them, because of the blindness of their heart: Who being past feeling have given themselves over unto lasciviousness, to work all uncleanness with greediness.

Romans 1:28-32 And even as they did not like to retain God in their knowledge, God gave them over to a reprobate mind, to do those things which are not convenient; Being filled with all unrighteousness, fornication, wickedness, covetousness, maliciousness; full of envy, murder, debate, deceit, malignity; whisperers, Backbiters, haters of God, despiteful, proud, boasters, inventors of evil things, disobedient to parents, Without understanding, covenantbreakers, without natural affection, implacable, unmerciful: Who knowing the judgment of God, that they which commit such things are worthy of death, not only do the same, but have pleasure in them that do them.

Proverbs 23:4-5 Labour not to be rich: cease from thine own wisdom. Wilt thou set thine eyes upon that which is not? for riches certainly make themselves wings; they fly away as an eagle toward heaven.

Proverbs 26:12 Seest thou a man wise in his own conceit? There is more hope of a fool than of him.

Proverbs 28:13 He that covereth his sins shall not prosper: but whoso confesseth and forsaketh them shall have mercy.

Proverbs 15:16 Better is little with the fear of the LORD than great treasure and trouble therewith.

Mark 12:10 And have ye not read this scripture; The stone which the builders rejected is become the head of the corner:

Proverbs 15:24,25&27 The way of life is above to the wise, that he may depart from hell beneath. The LORD will destroy the house of the proud: but he will establish the border of the widow. He that is greedy of gain troubleth his own house; but he that hateth gifts shall live.

Proverbs 12:7&15 The wicked are overthrown, and are not: but the house of the righteous shall stand. The way of a fool is right in his own eyes: but he that hearkeneth unto counsel is wise.

Proverbs 8:10-11 Receive my instruction, and not silver; and knowledge rather than choice gold. For wisdom is better than rubies; and all the things that may be desired are not to be compared to it.

1 Timothy 1:8-11 But we know that the law is good, if a man use it lawfully; Knowing this, that the law is not made for a righteous man, but for the lawless and disobedient, for the ungodly and for sinners, for unholy and profane, for murderers of fathers and murderers of mothers, for manslayers, For whoremongers, for them that defile themselves with mankind, for menstealers, for liars, for perjured persons, and if there be any other thing that is contrary to sound doctrine; According to the glorious gospel of the blessed God, which was committed to my trust.

Proverbs 24:28 Be not a witness against thy neighbour without cause; and deceive not with thy lips.

Psalm 84:4-5 Blessed are they that dwell in thy house: they will be still praising thee. Selah. Blessed is the man whose strength is in thee; in whose heart are the ways of them.

Ecclesiastes 8:6 Because to every purpose there is time and judgment, therefore the misery of man is great upon him.

Proverbs 28:20 A faithful man shall abound with blessings: but he that maketh haste to be rich shall not be innocent.

Proverbs 28:10 Whoso causeth the righteous to go astray in an evil way, he shall fall himself into his own pit: but the upright shall have good things in possession.

Proverbs 28:18 Whoso walketh uprightly shall be saved: but he that is perverse in his ways shall fall at once.

Proverbs 28:4 They that forsake the law praise the wicked: but such as keep the law contend with them.

Luke 16:10 He that is faithful in that which is least is faithful also in much: and he that is unjust in the least is unjust also in much.

Ephesians 5:11 And have no fellowship with the unfruitful works of darkness, but rather reprove them.

Proverbs 4:19 The way of the wicked is as darkness: they know not at what they stumble.

Colossians 3:2 Set your affection on things above, not on things on the earth.

Proverbs 9:17 Stolen waters are sweet, and bread eaten in secret is pleasant.

Proverbs 20:17 Bread of deceit is sweet to a man; but afterwards his mouth shall be filled with gravel.

1 Thessalonians 4:6 That no man go beyond and defraud his brother in any matter: because that the Lord is the avenger of all such, as we also have forewarned you and testified.

1 Corinthians 15:34 Awake to righteousness, and sin not; for some have not the knowledge of God: I speak this to your shame.

Colossians 3:1 If ye then be risen with Christ, seek those things which are above, where Christ sitteth on the right hand of God.

1 Corinthians 14:38 But if any man be ignorant, let him be ignorant.

Proverbs 23:17 Let not thine heart envy sinners: but be thou in the fear of the LORD all the day long.

Romans 6:23 For the wages of sin is death; but the gift of God is eternal life through Jesus Christ our Lord

Proverbs 28:5 Evil men understand not judgment: but they that seek the Lord understand all things.

Philippians 4:11&19 Not that I speak in respect of want: for I have learned, in whatsoever state I am, therewith to be content. But my God shall supply all your need according to his riches in glory by Christ Jesus.

Psalm 10:4 The wicked, through the pride of his countenance, will not seek after God: God is not in all his thoughts.

Proverbs 28:26 He that trusteth in his own heart is a fool: but whoso walketh wisely, he shall be delivered.

James 1:5 If any of you lack wisdom, let him ask of God, that giveth to all men liberally, and upbraideth not; and it shall be given him.

Philippians 4:5 Let your moderation be known unto all men. The Lord is at hand.

Psalm 73:7-8&12 Their eyes stand out with fatness: they have more than heart could wish. They are corrupt, and speak wickedly concerning oppression: they speak loftily. Behold, these are the ungodly, who prosper in the world; they increase in riches.

In the beginning of 2005, the prophecy of the residential real estate bubble bursting was revealed to this godless, materialistic, backslidden and unrepentant nation. John 8:50 And I seek not mine own glory: there is one that seeketh and judgeth.

Isaiah 33:1 Woe to thee that spoilest, and thou wast not spoiled; and dealest treacherously, and they dealt not treacherously with thee! when thou shalt cease to spoil, thou shalt be spoiled; and when thou shalt make an end to deal treacherously, they shall deal treacherously with thee.

U.S. Real Estate Bubble Burst in 2006 - U.S. Economy: New Home Sales Fall, Residential Inventory at Record Level. Polls show that consumer confidence has dropped significantly. The housing crash has the economy collapsing. The real estate propaganda is pouring out from the media and even the white house as "they" downplay the housing bubble that has burst. Most people do not really own anything in America. Almost everyone I know is just making payments on things that the banks really own such as a home and a car. Americans spend more than they earn and many people who purchased a home between 2001&2006 are in for a really rude awakening. The "artificial equity" game is over people. Housing Bubble Meets Pin. Total collapse of the American economy is looming as home equity debt, bankruptcy, foreclosure and personal insolvency skyrocket in a debt-ridden country. Americans have relied on the false sense of well being created by the federal government. The illusion of prosperity was devised after 9-11-2001 to spend our way out of recession.

New Residential Construction Statistics - U.S. Census Bureau / January 17, 2008

Housing Vacancies and Homeownership - U.S. Census Bureau / 2008

National Association of Realtors: Economic Indicators, Forecasts & Research

U.S. Sales Data for Existing Homes and New Construction / December 28, 2007

Office of Housing Enterprise Oversight Home Price Index / November 29, 2007

National Housing Bubble Poll for 2008

A few thousand years ago the bible states when the Israelites chose to forsake the Lord and his laws, the Lord then allowed for their enemies to conquer & enslave the rebellious nation until they repented. Americans have placed material lust such as their house and car before God. The word of God clearly says in Romans 13:8 Owe no man anything. There is nothing to misunderstand about that. If you do not have the cash to satisfy your material lust then don't buy it. Do not forsake the Lord and his laws or you will reap the consequences of your disobedience. For there is no respect of persons with God. Our living God of Israel will judge this faithless and perverse nation that has willfully forsaken our Lord and his commandments. The time is fulfilled, and the kingdom of God is at hand: repent ye, and believe the gospel. Watch therefore: for ye know not what hour your Lord doth come. Be not deceived; God is not mocked: for whatsoever a man soweth, that shall he also reap. For the Lord our God is God of gods, and Lord of lords.

Matthew 24:35 Heaven and earth shall pass away, but my words shall not pass away.

*All of the Lord's work is perfect: the word of God is pure & shall abide forever*

Proverbs 30:8-9 Remove far from me vanity and lies: give me neither poverty nor riches; feed me with food convenient for me: Lest I be full, and deny thee, and say, Who is the Lord? or lest I be poor, and steal, and take the name of my God in vain.

James 5:5 Ye have lived in pleasure on the earth, and been wanton; ye have nourished your hearts, as in a day of slaughter.

"Usury" is defined as lending money with an interest charge - Proverbs 28:8 He that by usury and unjust gain increaseth his substance, he shall gather it for him that will pity the poor.

Housing Bubble Bust: Three obvious indicators revealing the inevitable recession or depression are the growing inventory of houses that continue to pile up throughout the nation, houses are on the market for much longer and are discounted in order for them to be sold. U.S. consumer debt has now increased to more than 2.16 billion dollars. This record debt is largely from Americans living beyond their ability to pay for things they do not need. It is a fact, that Americans spend more than they earn. The bible says in (Proverbs 28:21) To have respect of persons is not good: for for a piece of bread that man will transgress. Do not seek the wisdom of ungodly people for you will be deceived. (Psalm 1:1-2) Blessed is the man that walketh not in the counsel of the ungodly, nor standeth in the way of sinners, nor sitteth in the seat of the scornful. But his delight is in the law of the LORD; and in his law doth he meditate day and night. Put your faith in our living God who will set you free through our blessed Lord & Savior Jesus Christ. Trust and love the Lord with all you heart, soul, mind & strength. (Psalm 34:8) O taste and see that the Lord is good: blessed is the man that trusteth in him. (Psalm 37:40) And the Lord shall help them, and deliver them: he shall deliver them from the wicked, and save them, because they trust in him. (Psalm 118:8) It is better to trust in the Lord than to put confidence in man. (Jeremiah 17:5) Thus saith the Lord; Cursed be the man that trusteth in man, and maketh flesh his arm, and whose heart departeth from the Lord. (Jeremiah 17:7) Blessed is the man that trusteth in the Lord, and whose hope the Lord is. (1 Corinthians 1:3) Grace be unto you, and peace, from God our Father, and from the Lord Jesus Christ. Accept Christ as your Savior and make peace with God my friends before it is too late. (Luke 21:8) And he said, Take heed that ye be not deceived: for many shall come in my name, saying, I am Christ; and the time draweth near: go ye not therefore after them. (Romans 13:11) And that, knowing the time, that now it is high time to awake out of sleep: for now is our salvation nearer than when we believed. (Psalm 9:15) The heathen are sunk down in the pit that they made: in the net which they hid is their own foot taken. (1 Chronicles 16:24) Declare his glory among the heathen; his marvelous works among all nations. (John 15:22) If I had not come and spoken unto them, they had not had sin: but now they have no cloak for their sin. The kingdom of God is at hand: repent ye, and believe the gospel.

2 Timothy 3:1-5 This know also, that in the last days perilous times shall come. For men shall be lovers of their own selves, covetous, boasters, proud, blasphemers, disobedient to parents, unthankful, unholy, Without natural affection, trucebreakers, false accusers, incontinent, fierce, despisers of those that are good, Traitors, heady, highminded, lovers of pleasures more than lovers of God; Having a form of godliness, but denying the power thereof: from such turn away.

The insolvent consumption junkies of America have chosen a path to perdition. You will never know God's providential will for yourself unless you accept Jesus Christ as your personal Savior. Start living a peaceful & purposeful life with God. (Genesis 6:3) And the Lord said, My spirit shall not always strive with man, for that he also is flesh:

Artificial Equity: The "drive-by" Appraisal Days Will End Jan 1, 2006. - New Appraisal Forms Aim for Accuracy

2 Corinthians 4:3-4 But if our gospel be hid, it is hid to them that are lost: In whom the god of this world hath blinded the minds of them which believe not, lest the light of the glorious gospel of Christ, who is the image of God, should shine unto them.

Current information is posted on this page on the real estate armageddon in the United States of America. If you are interested in this battle of greed and evil enslaving the citizens in our nation to a hideous amount of debt, then you should be even more concerned about your timeless existence. You have already decided if you are going to Heaven or Hell my friend. September 11, 2001 is a clear sign of wickedness in high places within America and its insatiable greed.

March 9, 2006: The White House claims not to see the inescapable housing bubble bursting on the financial event horizon. American debt is fueling the United States economy. Americans and the federal government have maxed out their line of credit. Prepare yourselves for the depression that is coming. The only jobs that are created in great numbers are in the retail or service industry for $6-7 dollars an hour. How does "flipping burgers" compare to replacing a lost manufacturing job that was at Ford Motor Company or General Motors?

Most items sold in America are "Made in China": The Death of American Manufacturing

Proverbs 15:10 Correction is grievous unto him that forsaketh the way: and he that hateth reproof shall die.

Matthew 7:15 Beware of false prophets, which come to you in sheep's clothing, but inwardly they are ravening wolves.

2 Peter 2:22 But it is happened unto them according to the true proverb, The dog is turned to his own vomit again; and the sow that was washed to her wallowing in the mire.

Proverbs 22:3 A prudent man foreseeth the evil, and hideth himself: but the simple pass on, and are punished.

Proverbs 14:11,12&15 The house of the wicked shall be overthrown: but the tabernacle of the upright shall flourish. There is a way which seemeth right unto a man, but the end thereof are the ways of death. The simple believeth every word: but the prudent man looketh well to his going.

Two examples of real estate fraud are falsely stated income on home loans and falsely inflated property appraisals.

Proverbs 13:11 Wealth gotten by vanity shall be diminished: but he that gathereth by labour shall increase.

Proverbs 10:7 The memory of the just is blessed: but the name of the wicked shall rot.

Proverbs 13:18 Poverty and shame shall be to him that refuseth instruction: but he that regardeth reproof shall be honoured.

1 Corinthians 11:31 For if we would judge ourselves, we should not be judged.

2 Thessalonians 2:11&12 And for this cause God shall send them strong delusion, that they should believe a lie: That they all might be damned who believed not the truth, but had pleasure in unrighteousness.

Philippians 2:21 For all seek their own, not the things which are Jesus Christ's.

Hebrews 3:4 For every house is builded by some man; but he that built all things is God.

2010: Nearly 7 out of 10 americans believe the housing bubble has burst! Cast Your Vote!

Bankruptcy Stampede: Debt-Ridden Americans Rushing to File Before Deadline of October 17, 2005

James 1:4 But let patience have her perfect work, that ye may be perfect and entire, wanting nothing.

John 8:32,45&47 And ye shall know the truth, and the truth shall make you free. And because I tell you the truth, ye believe me not. He that is of God heareth God's words: ye therefore hear them not, because ye are not of God.

Ecclesiastes 9:4-5 For to him that is joined to all the living there is hope: for a living dog is better than a dead lion. For the living know that they shall die: but the dead know not any thing, neither have they any more a reward; for the memory of them is forgotten.

Proverbs 11:28-29 He that trusteth in his riches shall fall; but the righteous shall flourish as a branch. He that troubleth his own house shall inherit the wind: and the fool shall be servant to the wise of heart.

Proverbs 19:4&22 Wealth maketh many friends; but the poor is separated from his neighbour. The desire of a man is his kindness: and a poor man is better than a liar.

Ecclesiastes 4:6 Better is an handful with quietness, than both the hands full with travail and vexation of spirit.

Experian-Gallup Personal Credit Index Shows One-Third of Consumers Have No Money Saved for Retirement / July 06, 2005

The Great Wealth Deception - Dr. Kurt Richebächer April 27, 2005

1 Corinthians 10:26 For the earth is the Lord's, and the fulness thereof.

Mark 10:25 It is easier for a camel to go through the eye of a needle, than for a rich man to enter into the kingdom of God.

Proverbs 27:20 Hell and destruction are never full; so the eyes of man are never satisfied.

1 Thessalonians 5:21 Prove all things; hold fast that which is good.

Ecclesiastes 10:5 There is an evil which I have seen under the sun, as an error which proceedeth from the ruler:

Federal Reserve Chairman Alan Greenspan - "it's hard not to see that there are a lot of local bubbles.'' - May 20, 2005

Greenspan Finally Raising Red Flags - More Articles by Danielle DiMartino / Sept 9, 2005

Illegal Appraisals Inflate Housing Bubble - Broderick Perkins / April 12, 2005

Losing Our Country - More Articles by Paul Krugman / June 10, 2005

Proverbs 21:5-6 The thoughts of the diligent tend only to plenteousness; but of every one that is hasty only to want.The getting of treasures by a lying tongue is a vanity tossed to and fro of them that seek death.

Proverbs 3:33 The curse of the Lord is in the house of the wicked: but he blesseth the habitation of the just.

Psalm 37:16 A little that a righteous man hath is better than the riches of many wicked.

Proverbs 17:23 A wicked man taketh a gift out of the bosom to pervert the ways of judgment

"Evil Flourishes When Good Men Do Nothing" - Edmund Burke

Please Help End Real Estate Fraud: Make An Anonymous Tip to the Federal Bureau of Investigation.

A Petition For Real Estate Appraisers Who Want Justice Across America! - God Bless Your Effort!!!

Please Sign the Petition for a Congressional Hearing on the Substandard Workmanship on New Homes.

Construction Defect Assistance: Homeowners Against Deficient Dwellings

The Appraisal Fraud Stops Now! Welcome to the Center for Responsible Appraisals and Valuations (CRAV)

Help End Lending & Mortgage Fraud By Reporting the Abuse Here.

U.S. Consumers Continuing To Live Paycheck to Paycheck - Yahoo Financial News / June 13, 2005

On The Rise Nationwide : foreclosure, preforeclosure, bankruptcy and FSBO properties

The Real Estate Boom's Flip Side: Foreclosures - Douglas Belkin - Boston Globe / June 19, 2005

A Bane Amid The Housing Boom: Rising Foreclosures - Michael Powell - Washington Post / May 30, 2005

Lies, Deceits, and Misapprehensions - Bill Bonner / June 7, 2005

Till Debt Do Us Part - Dr. Irwin Kellner / May 31, 2005

Foreclosures Climb - John Rebchook - Rocky Mountain News / June 9, 2005

How China can Burst U.S. Housing Bubble - Robert B. Reich - SF Gate / August 14, 2005

Will China's Float Sink The Housing Bubble? - Bill Fleckenstein - MSN Money / July 25, 2005

Does The Future Belong To China? - Newsweek May 9, 2005

China Bans "Flipping" May 12, 2005

The Chinese Connection - Bob Davis / The New York Times - May 21, 2005

Analysts Missed Chinese (Military) Buildup - Bill Gertz - The Washington Times / June 9, 2005

Contesting an Appraisal Increase Will Be More Affordable: Senate Bill 1351 / May 17, 2005

Responsible Lending Act - H.R. 1295 / April 2005

Irrefutable Advice On Why You Should Sell Your House Today - Political Gateway: Friday, May 13, 2005

Home Insecurity : How Widespread Appraisal Fraud Puts Homeowners At Risk - David Callahan / March 2005

Home Builders Introduce Mandatory Profit Sharing For "Flipping" May 12, 2005

Is "flipping" legal? There is the "letter of the law" & "the spirit of the law". After you are indicted, I suppose it will be up to a jury and the competency of your attorney to determine your future.

Proverbs 28:6 Better is the poor that walketh in his uprightness, than he that is perverse in his ways, though he be rich

Eminent Domain Abuse has been legalized by the supreme court who has ruled that jackbooted thugs can seize all desirable property to sell to another private owner. Precedent case - Kelo v. City of New London

America's housing bubble burst: If you're considering purchasing a home today, you may want to consider in reading this article first. Consumption junkie behavior shows "irrational exuberance" - Read this great article by Stephen Gandel - May 19, 2005

Today's Interest Rate

Forbes - Is Your City Overpriced? / July 21, 2005

There is plenty of irrefutable evidence on the residential real estate bubble that has come to light. The facts, the indictments, the fines, the incarcerations, the record consumer debt, the shattered dreams, the bankruptcies and the foreclosures continue to climb. Millions of citizens of this once great nation have chosen to become slaves to debt stemming from "artificial equity" being spent on things that people just cannot afford. Real estate appraisal & mortgage fraud along with poor judgement influenced by media propaganda and driven by historic low interest rates are responsible for a destructive economic downward spiral by creating an insatiable housing "frenzy". This housing bubble could not exist if the rules in mortgage lending were kept in place. For decades, the house pricing standard for qualified home buyers was limited to 2.5 times your annual income. Today, I have read about folks who qualify for up to 12 times their annual income for an interest only "no doc" home loan. In some states this practice is unlawful and is referred to as predatory lending.

I was talking with a friend of mine a short time ago and the subject of American poverty increasing came up. He said that his Dad made $70,000 per year in 1970 which was considered to be middle class in San Diego, Calif. Given the rate of inflation over the last 35 years, middle class income for 2008 would be roughly $395,000 a year. Middle class America has become insolvent. "Interest never sleeps nor sickens nor dies. Once in debt, interest is your companion every minute of the day and night; you cannot shun it or slip away from it; you cannot dismiss it; and whenever you get in its way or cross its course or fail to meet its demands, it crushes you.” - J. Reuben Clark

In 1757, Benjamin Franklin wrote, “Better to go to bed supperless, than wake up in debt".

"If you can fog a mirror, you can get a home loan," said mortgage analyst Ralph DeFranco. April 9, 2005

No Down Payment, No Problem, Say Lenders - Jordan Robertson - Dallas Morning News / July 19, 2005

Federal Reserve Chairman - Alan Greenspan said in his semi-annual Monetary Report To Congress on July 20, 2005 - "This type of expansion in prices historically does not go on very long and indeed, while it's hard to forecast and I'm not sure that it's going to occur, there may be - there certainly will be in certain local areas - price declines,"

Office of Federal Housing Enterprise Oversight (Regulates Fannie Mae & Freddie Mac) has announced that the nations two largest lenders has to report mortgage fraud or possible mortgage fraud in timely fashion. This memo was released on July 25, 2005. Fannie Mae and Freddie Mac are the nation's largest housing finance institutions.

Tens of thousands of people who want to wipe out their debts in bankruptcy are not going to be able to. These folks will have to work out repayment plans under legislation Congress approved Thursday April 14, 2005. President Bush signed the Bankruptcy Abuse Prevention & Consumer Protection Act on April 20, 2005. The new bankruptcy law becomes effective October 17th, 2005.

The cause and effect of artificially inflated house prices and its impact on debt-ridden Americans in the United States.

Archived News Articles for the U.S. Residential Real Estate Bubble that has Burst & American Consumer Debt.

Leviticus 19:11 Ye shall not steal, neither deal falsely, neither lie one to another.

Housing-Market Bust Has Retailers in Retreat - Jennifer Davies - Union Tribune / February 17, 2008

FBI, SEC Join Complex Probe of Housing Crisis - Carrie Johnson - Washington Post / February 14, 2008

Americans Selling Homes See Prices Go Below Mortgage - Kathleen Howley / February 13, 2008

ABC: Housing Crisis Leading People to Burn Down Their Homes - Jeff Poor / February 11, 2008

America: Most People in Poll Believe Country is Now in the Grips of a Recession / February 10, 2008

Housing Crisis Slashes Results at Weyerhaeuser - Associated Press / February 9, 2008

Negative Equity: Lawsuit Claims KB Home, Countrywide Inflated Home Prices - MarketWatch / February 8, 2008

Mortgage Market Mess Spawning Lots of Lawsuits - Vikas Bajaj - New York Times / February 8, 2008

Manager Fears Housing will worsen By Default - Gail MarksJarvis - Chicago Tribune / February 8, 2008

Consumer Confidence Sinks Even Lower - Jeannine Aversa - Associated Press / February 8, 2008

The 10 lies Desperate Home Sellers Tell - Barbara Corcoran / February 7, 2008

Troubled Homeowners: Can't Pay? Just Walk Away - Les Christie - CNN Money / February 6, 2008

What if House Prices Fall by 30% Worldwide? Gary North - Lew Rockwell / Februaury 6, 2008

Severe Recession Would Mean 5.8 Million More Jobs Lost, Report Says - Ruth Mantell / February 5, 2008

Housing Crisis Casts a Cloud Over Sun Belt - Michael Fletcher - Washington Post / February 5, 2008

Housing Layoffs Tied to Economy - Michael Silence - / February 5, 2008

Did Greenspan Push Risky Home Loans? - Bill Fleckenstein - MSN Money / February 4, 2008

From Bubble to Rubble: $10 Trillion Home Mortgage Debt Tanks Economy - Max Wolf / February 4, 2008

It's too Late to Overcome Housing Bubble Burst - Mark Weisbrot / February 3, 2008

Fears of American Contagion Spread Worldwide - Anthony Faiola - Washington Post / February 2, 2008

Construction Sheds 27,000 Jobs in January - Steve Zurier - Builder Online / February 1, 2008

House Price Drop: Housing Meltdown - Peter Coy - Business Week / January 31, 2008

U.S. Loses its Status as Economic World Power - Trudy Rubin - Newsday / January 31, 2008

It's the Housing Market Deflation - William Gross - New York Times / January 31, 2008

U.S. Home Prices Continue 11-Month Freefall - Steve Campbell - CEP News / January 30, 2008

Foreclosures Lead to Abandoned Animals - Evelyn Nieves - Associated Press / January 29, 2008

Economic Fix May Be Poison - Edmund Andrews - New York Times / January 26, 2008

Real Estate Appraiser Sentenced to 5 Years for Fraud - Eric Torbenson / January 24, 2008

Home Prices Fell in ’07 for First Time in Decades - Michael Grynbaum / January 24, 2008

Housing Prices to Free Fall in 2008: Merrill - David Goldman - CNN Money / January 23, 2008

The Coming Financial Collapse of America - Mike Adams - News Target / January 22, 2008

How we Cashed in Before the Housing Crash - Peter Hong - Los Angeles Times / January 20, 2008

Don’t Cry for Me, America - Paul Krugman - New York Times / January 18, 2008

The Big Stinking Steaming Heap of Debt - Reed Eurchuk - The Republic / January 17, 2008

10 Reasons Why a Recession Is Coming - Tobin Smith / January 17, 2008

WaMu Accused of Appraisal Fraud - Stephen Gandel - CNN Money / January 17, 2008

Somber Fed Says Economy Has Lost Punch - Jeannine Aversa / January 16, 2008

Americans Pay for Housing Boom's Excess - Madlen Read and Joe Bruno - January 16, 2008

US Consumer: Confidence Sinks to Record Low - Jeannine Aversa - Associated Press / January 11, 2008

Housing Crash, Lack of Consumer Confidence Cause Stores To Close / January 11, 2008

Stock Losses Accelerate on Recession Fears - David Bogoslaw - Businessweek / January 11, 2008

Home Builder Offers Massive Rebates That Could Top $100,000 - Aaron Kessler / January 10, 2008

Greenspan's Reputation at Risk as Recession Odds Grow - Rich Miller - Bloomberg News / January 10, 2008

Housing Outlook Takes a Grim Turn - Alex Veiga - Associated Press / January 8, 2008

Housing Worries Sink Stocks - / January 8, 2008

Housing Headed For Worst in 50 Years: Rosengren - Reuters News / January 8, 2008

Bad Appraisals Contribute to Housing Mess - Catherine Reagor - Arizona Republic / January 6, 2008

US Decade of Deception - Martin Hutchinson - The Asia Times / January 3, 2008

Study Suggests Lengthy Home Price Decline - Ros Krasny and Leslie Adler / January 4, 2008

New Year Brings Another False Dawn for Housing - Caroline Baum - Bloomberg News / January 3, 2008

Housing Deception: The Con That Turned the World Against America - The Trumpet / December 31, 2007

Sub-Prime Crisis: Why Did Greenspan Do Nothing? - Jonathan Weil / December 30, 2007

Sales of New Homes Worse Than Expected - Jeannine Aversa - Associated Press / December 29, 2007

Realty Reality: Housing Prices are Headed Way Down - Christopher Thornberg / December 28, 2007

Blame abounds for Housing Bust - Patrice Hill - Washington Times / December 26, 2007

Housing Slump Tarnishes a Fed Leader's Legacy - David Francis - Christian Science Monitor / Dec. 24, 2007

This Is the Sound of a Bubble Bursting - Peter Goodman - New York Times / December 23, 2007

Job Data Stir Fears of State Recession - Marc Lifsher - Los Angeles Times / December 22, 2007

House Lust: America's Obsession With Our Homes - Daniel McGinn / December 22, 2007

Bonuses on Wall Street Surge 14 Percent - Joe Bruno - Associated Press / December 21, 2007

Radio Feed & Text: Caller Proposes Recession Bet - Rush Limbaugh / December 20, 2007

US Financial Farce Poised to Cross Atlantic - David Hirst - The Age / December 18, 2007

Housing Slump Might usher in Recession - Associated Press / December 18, 2007

Homeowner Becomes Homeless: Man Forced to Sleep Rough Because of Debts / Dec 15, 2007

Morgan Stanley Utters R-Word as World's Outlook Worsens - Peter Weekes / December 15, 2007

After the Money’s Gone - Paul Krugman - New York Times / December 14, 2007

Greenspan: Recession Odds 'Clearly Rising' - NPR Radio Interview / December 14, 2007

How the Housing Bubble Turned Bust - Steven Hochberg and Peter Kendall / December 12, 2007

Central Banks Pumping Billions Into World Financial System - Floyd Norris & Carter Dougherty / Dec 12, 2007

U.S. Mortgage Delinquencies Rise to 20-Year High - Kathleen Howley - Bloomberg News / December 6, 2007

House Prices Seen Falling 30 Percent - Julie Haviv - Reuters News / December 6, 2007

Housing Execs Warn the Worst Is Coming - Alan Zibel - Associated Press / December 3, 2007

Housing Slump's Third Year to Be `Deepest' Since WWII - Dan Levy and Brian Louis / November 30, 2007

Falling Home Prices to Break Back of U.S. Economy - The Trumpet / November 30, 2007

Banks Gone Wild - Paul Krugman - New York Times / November 23, 2007

No Shelter From The Housing Storm - Bill Fleckenstein - MSN Money / November 19, 2007

U.S. Property Values May Suffer $223 Billion Hit in Foreclosures - Chicago Tribune / November 14, 2007

Homeownership: The Fast Path to Poverty - Dean Baker / November 12, 2007

Home Prices to Keep Sliding with No Bottom in Sight - Julie Haviv - Reuters News / November 12, 2007

US Housing Crash - History Repeating in Florida and Lessons from the Roaring 20's / November 10, 2007

Mortgage Crises: Stocks End Volatile Week With Huge Drop - Joe Bruno / November 10, 2007

Housing Meltdown Hits US Economy - Steve Schifferes - BBC News / November 9, 2007

Homeowners Feel the Pinch of Lost Equity - Peter Goodman - New York Times / November 8, 2007

The Federal Reserve Is Scared Silly - Robert Morley - The Trumpet / November 6, 2007

Stocks Fall on Housing, Credit Worries - Tim Paradis / November 5, 2007

Housing Crisis Hits Midwest Hard - Tim Jones - Chicago Tribune / November 4, 2007

Housing Counselors Share in the Strain of Foreclosures - Sandy Shore / November 3, 2007

Facing Jail, Banker Leaps To Death - David Milstead And Tillie Fong / November 3, 2007

US Treasury Says Increased Foreclosures Expected over Next 18 months / November 2, 2007

GMAC Financial loses $1.6B in 3Q - Jonathan Stempel - Reuters News / November 1, 2007

Built on Deregulation's House of Cards - Daytona Beach News / October 29, 2007

Home Equity Flies Away in England: House Prices Fall Nationwide - Breitbart News / October 28, 2007

Housing Crisis Hits Home - Bill Cummings - Connecticut Post / October 28, 2007

Biggest U.S. Mortgage Lender Posts $1.2 Billion Loss - International Herald Tribune / October 26, 2007

Oregon Couple Facing Foreclosure Commits Suicide - Associated Press / October 26, 2007

No End In Sight For Housing Slump - Ron Scherer - Christian Science Monitor / October 26, 2007

For Sale: 2 Million Empty Homes - Chris Isidore - CNN Money / October 26, 2007

Those Who Know Don't Know Much - Mark Trahant - Seattle PI / October 26, 2007

Bank of America Cuts 3,000 Jobs; I-Bank Chief Exits - Reuters News / October 24, 2007

Existing-Home Sales Tumble 8% - Tom Barkley - Wall Street Journal / October 24, 2007

National City Net Sinks 80 pct, 2,500 Jobs Cut - Jonathan Stempel - Reuters News / Oct 24, 2007

Merrill Lynch Posts Steep Q3 Loss, Roiled By Mortgage and Credit Crisis / October 24, 2007

More Layoffs: Housing Woes Take Toll on USG - James Miller - Chicago Tribune / October 23, 2007

U.S. Housing: Gone Baby Gone - Paul Krugman - New York Times / October 22, 2007

Living Paycheck to Paycheck Gets Harder - Anne D'Innocenzio - Associated Press / October 19, 2007

CEOs, Wall Street Warn of Recession - Bill Rigby - Reuters News / October 19, 2007

Housing Depression Raises Recession Risk - Chris Isidore - CNN Money / October 17, 2007

Foreclosure May Have Led To Homicide-Suicide - Indianapolis News / October 17, 2007

Housing Woes Take Bigger Toll on Economy Than Expected - AFP / October 16, 2007

Housing Market Flame-Out May Burn us All - Jesse Jackson - Chicago Sun Times / October 16, 2007

Stuck in a Housing Glut - Ann Brenoff - The Los Angeles Times / October 14, 2007

How Bad is the Housing Bust? - John F. Wasik - The Boston Globe / October 12, 2007

Hope Now: Coalition to Help Avoid Foreclosures - Martin Crutsinger - Associated Press / October 11, 2007

Credit Card Debt is Ready to Blow - Jay Hancock - Baltimore Sun / October 10, 2007

U.S. Home Builders, Saddled With Debt, Sell Assets and Cut Prices - Bob Ivry / October 8, 2007

Can You Say Recession? - Colin Campbell and Jason Kirby / October 8, 2007

Real Estate Bust and Foreclosure Boom Comes Home to a Neighborhood Built on Easy Credit / Oct. 6, 2007

Bailouts Wreak Havoc on the Economy - Lew Uhler - NewsMax / October 5, 2007

In Pictures: Weakest U.S. Housing Markets - Matt Woolsey - Forbes / October 5, 2007

Homebuilders Liquidate Assets as Threat to Survival Spurs Sales - Bob Ivry - Bloomberg News / Oct. 5, 2007

New Data Show Housing Market 'In Freefall' - Bob Willis - Bloomberg News / October 3, 2007

US Housing Crash: Swiss Bank UBS Warns of Big Losses, Blames US Housing Crisis / October 1, 2007

US and Britain Ward Off Consequences of Debt-Driven Consumer Boom - Rowan Callick / October 1, 2007

U.S. Bank Failure: US Bank Collapse is Largest in 14 years - Grant Ringshaw / September 30, 2007

For Housing, the Summer of the Unsold - Floyd Norris - New York Times / September 29, 2007

US House Prices Post Biggest Drop In 37 Years / September 28, 2007

National Slump Puts Texas Home Market at Risk - Thomas Korosec - Houston Chronicle / Sept. 28, 2007

Housing Bust Ovation - Steve Chapman - Chicago Tribune / September 27, 2007

Real Estate Blogger Taps Into Bursting Market Bubble - Carolyn Said - SF Gate / September 25, 2007

Wolseley Sees No End to US Housing Slump - Robert Lea / September 24, 2007

They Cried Wolf. They Were Right. - Vikas Bajaj - New York Times / September 23, 2007

Economic Outlook: Housing Waits to Assess Damage to Confidence - Chris Flood / September 23, 2007

House Prices to Drop Much Lower: Greenspan - Reuters News / September 21, 2007

US Housing Finance Industry Suffers Record Layoffs - Reuters / September 21, 2007

Californians See Economic Slump as Housing Slides, Poll Shows - William Selway / September 21, 2007

U.S. Foreclosures Continue to Surge - The Trumpet / September 20, 2007

The Housing Bubble Pops - Dean Baker - The Nation / September20, 2007

Economist Predicts Housing Downturn - Alan Zibel - Associated Press / September 19, 2007

Greenspan's Bubble - Daytona Beach News / September 18, 2007

Rate Cut May Provide Only Passing Relief - Jeannine Aversa - Associated Press / Sept 18, 2007

Fed Slices Interest Rates to Reduce Fallout From Housing Bust - Jack Egan / Sept. 18, 2007

Fed Scrambles To See Greenspan's Scathing Critique of U.S. Economy - Nicholas Wapshott / Sept. 17, 2007

Greenspan Alert on US House Prices - Krishna Guha - Financial Times / September 16, 2007

Bad Decisions Were Ours -Vitaliy Katsenelson - Rocky Mountain News / September 15, 2007

Northern Rock Crushed: Spooked Savers Empty Bank Accounts - CNN World Business / September 15, 2007

US Economy Headed for Recession as Housing Bubble Bursts - Dr. Kurt Richebacher / September 14, 2007

Greenspan Knew About Consequences of Subprime Lending, But Did Nothing - Jon Nones / Sept. 14, 2007

The Housing Bubble Pops - Dean Baker - The Nation / September 13, 2007

Worst August for Home Sales in 15 Years - Annette Haddad - Los Angeles Times / September 13, 2007

Too Little, Too Late - Dan Mcgraw - Fort Worth Weekly / September 12, 2007

Housing Costs Punish Family Budgets - Noelle Knox and Barbara Hansen / September 12, 2007

Central Bankers Warn Sub-Prime Crisis Could Hit Whole US Economy - AFP / September 11, 2007

Is China Dumping the U.S. Dollar? - Robert Morley - The Trumpet / September 10, 2007

Housing Bust, Credit Crunch Hurt Jobs - Jeannine Aversa - Associated Press / September 10, 2007

Easy Money is Almost Always Followed By Hard Lessons - Tim Rowland / September 9, 2007

Housing ills Rain on Economy - Gail MarksJarvis - Chicago Tribune / September 9, 2007

We Will Pay For Living Beyond Our Means - Simon Heffer / September 8, 2007

Economist Fears a Rapid unraveling of our Debt-Based Economy - Ravi Batra / September 7, 2007

Consumption junkies: Consumers Hold Key to Economy's Future - Ellen Simon - Associated Press / September 7, 2007

12,000 Jobs Vaporize: Countrywide CEO Calls Housing Downturn Most Severe / Sept. 7, 2007

Fed Injects $31 Billion in Reserves - Deborah Blumberg / September 6, 2007

Home-Equity Loans Dry Up - Christine Dugas - USA Today / Sept. 5, 2007

Countrywide's Message of Confidence Turned to Crisis - The Los Angeles Times / September 3, 2007

Home Prices: Steepest Drop in 20 Years; No Recovery Soon - The Associated Press / Sept. 2, 2007

Video: U.S. President George Bush Comments on America's Housing Crises / September 2, 2007

Historic Fall in Home Prices - Mark Trumbull - The Christian Science Monitor / August 31, 2007

Home Prices Falling, Credit Card Defaults Rising - The Trumpet / August 29, 2007

Subprime Fallout Threat Worse Than Terrorism - Broderick Perkins / August 28, 2007

Construction Job Losses Could Top 1 Million - Nick Zieminski - Reuters News / August 26, 2007

Fear and Greed are Alive and Well on Wall Street - Steven F. Sanduski / August 25, 2007

Home Prices Expected to Drop in U.S. - David Leonhardt and Vikas Bajaj / August 25, 2007

CEO Pledges Survival, But Sees a Recession - Jonathan Stempel / August 24, 2007

American Dream unravels for poor and rich alike - James Kirkup and Richard Luscombe / August 23, 2007

A Debt Culture Gone Awry - Hamid Varzi - International Herald Tribune / August 17, 2007

U.S. Consumer Confidence Index Falls to 12-Month Low - Courtney Schlisserman / August 17, 2007

Banks Pump Billions to Calm the Markets - Steven Syre and Ross Kerber / August 11, 2007

Lending Fears Send Dow Down 281 Points - Associated Press / August 4, 2007

Securitizers Who Made Housing Bubbles Now Hide Big Losses - Paul Gallagher / May 4, 2007

Hummers, Beemers and Foreclosure Notices - Chris Padilla - Voice of San Diego / April 30, 2007

Turning to Churches or Scripture to Cope With Debt - John Leland - New York Times / April 29, 2007

Flippers Flop as Housing Markets Cool - Associated Press - Ryan Nakashima / April 28, 2007

Law Offices of Brian M. Felgoise, P.C. Announces Class Action Lawsuit Against Toll Brothers / April 20, 2007

Accomplices in Burst Housing Bubble Prepare for Death - Caroline Baum / April 16, 2007

America's Home Prices Set for First Drop in 40 Years - Chris Isidore - CNN Money / April 11, 2007

Don't Blame the Market for Housing Bubble and Crash - Ron Paul - Market Oracle / April 10, 2007

KB Home CEO Sees Worsening Housing Slump - Alex Veiga - Associated Press / April 10, 2007

Lessons From FDR's Handling Of the Housing Crisis - L. Wolfe - Executive Intelligence Review / April 6, 2007

Job Cuts in Housing Industry Skyrocket in 1Q as Housing Slows - Associated Press / April 4, 2007

Housing Crisis Knocks Loudly - Dina ElBoghdady - Washington Post / April 2, 2007

Listless Economy is Expected to Continue as Fallout From the Housing Slump / March 30, 2007

Homebuilder Centex Eliminating 141 Jobs - News Press / March 30, 2007

Has the Housing Crisis Finally Arrived? - The Trumpet / March 29, 2007

United States Housing Crash: Shares Drop as House Prices Weaken - Michael Patterson / March 28, 2007

U.S. Economy: Confidence Wanes, House Prices Decline / Bob Willis and Shobhana Chandra / March 27, 2007

Lennar's Profit Falls 73% as U.S. Home Demand Wanes - Brian Louis and Peter Woodifield / March 27, 2007

Soft Landing? Hardly! KB Home Profits Plunge, Says No Bottom Yet - CNN Money / March 22, 2007

Next Week on Wall Street, all Eyes on Housing Data, Fed - Associated Press / March 16, 2007

Housing "Nightmare" tarnishes the American Dream - Emily Kaiser - Reuters News / March 18, 2007

Top Investor Sees U.S. Property Crash - Elif Kaban - Reuters News / March 15, 2007

Mortgage Bubble Burst: Crouching Tiger, Tumbling US Economy - Heather Wokusch / March 14, 2007

Experts Predict Decline in US Home Prices; Stocks Down - Barry Wood / March 13, 2007

Home-Builder Stocks Plunge - Ilaina Jonas - Reuters News / March 13, 2007

Housing Bubble Blown: D.R. Horton's CEO Breaks out of Housing Bust Spin Game / March 12, 2007

New Century Financial: Foreclosures May Hit 1.5 Million in U.S. Housing Bust - Bloomberg News / March 12, 2006

A Return to Serfdom? In Debt We Trust As the Economy Goes Bust - Carolyn Baker / March 9, 2007

Housing Rebound Elusive as Abandoned Deposits Mount - Kathleen Howley - Bloomberg News / March 7, 2007

The Housing Bubble Starts to Burst - Dean Baker - Truthout Editoial / March 6, 2007

As Housing Goes Bust, Lenders Become Predators? - Caroline Baum - Bloomberg News / March 6, 2007

Bankrupt: Foreclosures Rising Among High-Risk US Mortgages - Alexandra Marks and Ron Scherer / March 2, 2007

Bubble Economy of America Bursts: No One Expected 'R' Word From Greenspan / February 28, 2007

Housing Catastrophe Worsens: World Stock Markets Plummet, Starting in China - Barry Wood / February 27, 2007

U.S. Housing Crash: The Second Great Depression - Mike Whitney - Atlantic Free Press / February 22, 2007

High inventory Prompts Layoff of 240 at Bristol Compressors - Associated Press / February 22, 2007

Housing `Hangover' Kills Jobs as Spending Wanes; More Cuts Loom - Kathleen Howley / February 21, 2007

Appraisal Fraud: Survey: 90% of Appraisers Feel Pressured to 'Hit the Number’ / February 20, 2007

Housing Bubble Predators: Predatory Lenders - Lisa Arsenault - Concord Monitor / February 18, 2007

Downward Spiral: Home Prices, Sales Sliding Toward Cellar - Janis Mara / February 16, 2007

Home Prices Fell in Half U.S. Cities in 4th Quarter - Kathleen M. Howley and Brian Louis / February 15, 2007

Slump in Housing Could Be Ominous - Mitchell Schnurman - Star Telegram / February 11, 2007

When the Housing Bubble Bursts, We'll all Pay - Bud Turner - The Reporter / February 10, 2007

U.S. Home Builders Join Speculators in a Land Grab that went Bust - Bob Ivry - Bloomberg News / February 8, 2007

Vacant Homes for Sale Cloud Hopes for Housing Recovery - Michael Corkery - Wall Street Journal / Feb. 5, 2007

Nearly Half of Consumers Say Housing Price Collapse Likely - Originator Times / February 5, 2007

Fears Mount Over Possible Housing Price Collapse - CBS News / February 2, 2007

U.S. Housing Slump Drags Norbord to Q4 Loss - Laura Bobak - Canadian Press / February 1, 2007

The Mother of All Bubbles - Mike Whitney - CounterPunch / January 30, 2007

Results of Insatiable Greed: Bring on the Housing Slump - The Los Angeles Times / January 28, 2007

US House Prices 'Set to Fall' - Eoin Callan - Financial Times / January 25, 2007

Housing Crash Landing: Stock Building Supply's Latest Layoff Cuts 1,500 / January 23, 2007

Housing Bust Layoffs: Wolseley Cuts 2,000 U.S. Jobs as Housing Clips Profit / January 22, 2007

Make-Believe Home Equity Flies Away: $300 Billion Has Disappeared in the United States / January 16, 2007

2007 Housing Bubble Collapse Caused By Greenspan Policies - News Target / January 16, 2007

Housing Bubble Bloodbath - Mike Whitney - Atlantic Free Press / January 14, 2007

Consumer Confidence Drops as Expected: US Consumers 'Losing Confidence - January 11, 2007

U.S. Home Prices Unaffordable for Many Workers: Study - Andrew Stern - Reuters News / January 10, 2007

The Real Estate Depression of 2007 - Alex Gabor - OpEdNews / January 6, 2007

More Housing Bust Layoffs: KraftMaid Lays off 400 as Housing Market Falls - Alison Grant / January 6, 2007

Downward Spiral of America: U.S. Economy Looks Bad for 2007 - Mark Weisbrot - ZNet / January 6, 2007

Housing Crash Layoffs: Huntington Plant Lays Off 112 Workers - NBC30 News / January 5, 2007

Effects of Housing Crash Widespread: US Corporate Profit Growth Seen Halved This Year / January 5, 2007

2007, Another Weak Year for Housing: Home Construction Decline to Continue - Jeff Collins / Jan. 4, 2007

Analysis: U.S. Housing Bubble Burst Sending Economy Down - Mark Weisbrot / January 3, 2007

Lennar to Post Quarterly Loss After Land Writedowns - Peter Woodifield and Brian Louis / January 2, 2007

Home Mortgage Foreclosures Soar - Evelyn Lee - NJBIZ / January 1, 2007

Housing Bubble Bust Vindicates Avid Renters - James Hagerty and George Anders / December 31, 2006

Appraisal Fraud & Lenders: Appraisers' Valuations Under Review - Shannon Behnken / December 30, 2006

666 the Mark of the Housing Bubble - Bill Bonner - The Daily Reckoning / December 27, 2006

Bursting Bubble Hits Home: Sellers Beware!!! The Drop is Steep - Teresa Dunham / December 26, 2006

The U.S. Economy in Review: 2006 - RISMedia / December 22, 2006

Luxury Home Builder: The Worst Stock for 2007: Toll Brothers - Tim Hanson / December 21, 2006

Inflated Property Appraisals: Man arrested after Trying to Hide $70,000 from airport screeners / December 21, 2006

US Pessimists Say House Price Crash is Inevitable - Tom Bawden - Times Online / December 21, 2006

Center for Responsible Lending: The Mortgage Bust Goes On - Matthew Swibel - Forbes / December 19, 2006

UnReal Estate - Alan Hall - Elliot Wave International / December 15, 2006

The US Housing Slump: What Now? - Dr Kurt Richebacher - The Daily Reckoning / December 14, 2006

Housing Bust Layoff: Stanley Furniture to Layoff Nearly Half of Employees - Dee Dee Yelverton / Dec. 14, 2006

Real Estate Fraud Rises in US - Patrik Jonsson - Christian Science Monitor / December 14, 2006

Fallout from the End of the Housing Bubble - Gary Feuerberg - Epoch Times / December 11, 2006

Report Due Wed: U.S. Home Lenders Brace for Bad News, Legislation - Patrick Rucker - Reuters / December 11, 2006

Home Equity is not your ATM Card: Credit Card Craze - Donna Savage / December 8, 2006

A Good Time to Learn From Your Financial Mistakes - Michelle Singletary - Washington Post / December 7, 2006

Housing Bust Layoff: Andersen Windows Confirms 440 layoffs - Dee DePass - Star Tribune / December 6, 2006

An Economic Pillar on the Verge of Collapse - Steven Pearlstein - Washigton Post / December 6, 2006

Dollar Plunge, Fall of Housing - Paul Gallagher - Executive Intelligence Review / December 6, 2006

National Home Builder: Toll Brothers 4Q Profit Drops 44 Percent - Deborah Yao / December 5, 2006

Home Resales Drop Sharply in October - Bloomberg News / December 5, 2006

The Worst Kind of Debt: Charging the Groceries - MP Dunleavey - MSN Money / December 3, 2006

Another Housing Bust Layoff: PALCO Announces Cutbacks - Nathan Rushton - Eureka Reporter / Dec 2, 2006

Look Out: The Economic Storm is Coming - Paul Krugman - The New York Times / December 2, 2006

October Housing Starts Fall by Half; Statewide Construction Slump - Dave Downey / November 30, 2006

Record Drops in House Prices - The Trumpet / November 29, 2006

Cracks Widen in U.S. Economy - Anne D'Innocenzio - Associated Press / November 29, 2006

Confidence Falls for 2nd Straight Month in November - Greg Robb - MarketWatch / November 28, 2006

Global Economic Group Cuts US Growth Forecast - Bloomberg News - November 28, 2006

Housing Starts Tumble, Foreclosures Soar, Recession Draws Near - Allen Roland / Nov. 21, 2006

Household, Consumer Debt: Hard US lessons, harder landings - Max Fraad Wolff / November 21, 2006

Housing Crash! Home Prices Drop in 38 States - Noelle Knox - USA Today / November 20, 2006

Housing Bubble Transparency: Challenge to Congress - Martin Weiss - Money & Markets / November 20, 2006

Appraisal Fraud: Caught In The Housing Bubble - Jennifer Wheary - Demos / November 20, 2006

U.S. Housing: From Whirlwind to Tailspin - Emmet Pierce - San Diego Union Tribune / November 19, 2006

Sellers Lower Prices to Move Homes - Barbara Correa - Whittier Daily News / November 19, 2006

Grievances Targeting Real Estate Agents Rise - Glen Creno - Arizona Republic / November 18, 2006

Home Builders Slam on the Brakes - Chris Isidore - CNN Money / November 17, 2006

Inaccurate Home Valuations Cause Problems in Slumping Market - Haley Settle - DS News / Nov 15, 2006

Realtors Report a Drop in Sale Prices of Homes - Lynn Arditi - Providence Journal / November 15, 2006

Housing Bubble to Deflate For at Least Two More Years - Originator Times / November 15, 2006

Higher Interest Rates, Declining Home Prices Put American Families At Financial Risk / November 14, 2006

Home Construction, Sales to Fall Further - Jeff Clabaugh - Washington Business Journal / November 10, 2006

Housing Bubble Affliction: Bush’s Chernobyl Economy; Hard Times are on the Way - Mike Whitney / Nov. 8, 2006

Housing Bubble to Deflate for at Least Two More Years, Despite Greenspan's Optimism - Press Release / Nov. 8, 2006

Unrealistic Equity: Attorneys say Home Appraisals Inflated - Jack Snyder - Oralando Sentinel / November 8, 2006

Buyers Back out of Home Deals in Record Numbers - June Fletcher and Ruth Simon - The Wall Street Journal / Nov 4, 2006

The History of the Great US House Price Bubble - Bill Bonner - Daily Reckoning / November 3, 2006

Ground Zero of the Housing Bust - Mike Larson - Money & Markets / November 3, 2006

Three Reasons Why US House Prices Have Further to Fall - Karim Rahemtulla - MoneyWeek / Nov.2, 2006

U.S. Foreclosure Rate Climbs 43% - Clarion Ledger / November 2, 2006

U.S. Economy Wrecks Housing - Scott Reeves - Forbes / November 1, 2006

Can the U.S. Economy Survive the Housing Bust? - Jon Birger - Fortune / November 1, 2006

Owing More Than It's Worth: Biggest House-Price Drop in 35 Years - The Trumpet / October 30, 2006

Shhh! It’s America the Bankrupt - Matt Crenson - Associated Press / October 29, 2006

Inflated Home Equity Bubble Burst: Home Prices Plunge by Most in 35 Years - Martin Crutsinger / Oct. 27, 2006

Artificial Home Equity: The Dangers Of Overvaluing Real Estate - Luigi Frascati / October 27, 2006

The Housing Crash Landing Continues: Housing Slump Batters US Economy - BBC News / October 27, 2006

The Real Estate Bust Continues - Alex Gabor - OPED / October 27, 2006

American Housing Bust: Price Cuts Follow Glut in Housing - William Sluis - Chicago Tribune / October 26, 2006

Fallout of the Burst Housing Bubble: US House Price Fall steepest Since 1970 - MSN Money / October 26, 2006

Existing Home Sales Fall for 6th Straight Month - Martin Crutsinger - AP News / October 25, 2006

Dark Days for Home Sales: Weakest Sept. in Decade - Jerry Kronenberg - Boston Herald / October 24, 2006

Housing Slump in U.S. Poised to Worsen - Darrell Hassler and Hamish Risk - Bloomberg / October 23, 2006

United States House Prices 'will fall in 2007' - Real Estate TV / October 23, 2006

Housing Bubble Temptation: Builders to Buyers: Take this House, Please! CNN Money / October 23, 2006

Owners Fret Over Property Values - John Gallagher - Detroit Free Press / October 22, 2006

The 10 Fastest-Falling Real Estate Markets - Tom Riper - Forbes / October 22, 2006

As Housing Bubble Collapses, Developers and Sellers Cut Prices - Randi Marshall - Newsday / Oct. 18, 2006

California Home-Loan Defaults Rise to 4 1/2-Year High - Daniel Taub - Bloomberg News / October 18, 2006

New Building Permits Fall to a Five-Year Low - Daniela Deane - Washington Post / October 18, 2006

Eight Major California Home Markets see Drop in Prices - Alex Veiga - AP Wire / October 17, 2006

House Listings Surge: Sitting Unsold - Dudley Price - News & Observer / Oct. 15, 2006

The Homeowner's Day of Reckoning - Lisa Prevost - Boston Globe / October 15, 2006

Bubble Economy, Shameless Spending: Debt Saps World Power of America - Irwin Stelzer / October 15, 2006

Homeowners, Investors Left on Shaky Foundations - Brian Wargo - Scripps News / October 14, 2006

Burst Housing Bubble: Another Stealth Depression in the Making - / October 13, 2006

Home Sales Observe Largest Decline Since 1996 - CBS News / October 13, 2006

Nationwide: Slumping Home Sales Force Prices Lower - Joe Estrella - Idaho Statesman / October 13, 2006

Housing Crash Layoffs: 1,300 Jobs Lost in Sonoma County's Housing Slowdown - Michael Coit / Oct. 12, 2006

Housing Bubble Burst: Home sales, Prices Still Falling - Roger Showley - San Diego Union Tribune / Oct.12, 2006

New-House Prices Will Fall for First Time in 15 Years - Kathleen M. Howley - Bloomberg News / October 11, 2006

Recession Imminent: Where Housing Prices Will Fall the Most - Pallavi Gogoi - Business Week / October 10, 2006

American Home Values on the Way Down - Robert Trigaux - St. Petersburg Times / October 9, 2006

Nationwide: Housing Slowdown Ripples hit other Areas - John Nolan - Dayton Daily News / October 7, 2006

National Housing Bubble Burst: Double-Digit Declines in Home Prices - Bloomberg News / October 6, 2006

The Housing Crash has Only Begun: Historic Home Price Decline - Broderick Perkins - Realty Times / Oct 5, 2006

Falling Home Prices Could Devastate U.S. Economy - The Trumpet / October 4, 2006

Leviticus 25:14 And if thou sell ought unto thy neighbor, or buyest ought of thy neighbor's hand, ye shall not oppress one another:

Below are links to articles that contain valuable information on the "Free-Fall" of House Prices in America.

Everything up but Wages: Feeling Low in the Middle Class - Kelly Bennett - Voice of San Diego / October 4, 2006

House Inventory Reduction: Home Builder uses auction to cash out out of Real Estate Bubble Blowout / Oct. 4, 2006

Housing Slowdown will Result in Widespread Price Declines - Martin Crutsinger - AP / Oct. 4, 2006

Dangers of Falling Home Prices Loom Large - The Trumpet / October 3, 2006

Growth in U.S. Slows to `Stall Speed,' Raising Recession Risk - Rich Miller - Bloomberg / October 2, 2006

America is Living Beyond its Means - Larry Elliott - Guardian Unlimited / October 2, 2006

House Prices Are Falling: Keeping Real Estate Real - The Christian Science Monitor / October 2, 2006

It's Official - The US House Price Bubble is Over - John Stepek - / October 1, 2006

Overbuilt & Overpriced Housing in America: Swimming in Surplus - Matt Jarzemsky - Missourian News / October 1, 2006

Depression on the National Horizon: US Economy Recession - Kurt Richebacher - Daily Reckoning / Sept. 29, 2006

Housing Slowdown Pinches Pocketbooks - Julianne Malveaux - USA Today / September 29, 2006

Horror of Trying to Sell in a Boom Gone Bust Market: Help! Home for Sale - Les Christie - CNN Money / September 28, 2006

Frauds Pump Air into Real Estate Bubble - S. Renee Mitchell - The Oregonian / September 27, 2006

Inflated Property Appraisals Targeted - John Rebchook - Rocky Mountain News / September 27, 2006

Home Prices Likely to Plummet Deeper - Noelle Knox - USA Today / September 26, 2006

US Rate Cuts Predicted as House Prices Start to Fall - Gabriel Rozenberg - The Times Online / September 26, 2006

'Serious Correction' under way in US Housing Market - Rupert Cornwell - The Independent / September 26, 2006

Existing Home Sales Fall for 5th Month - Martin Crutsinger - Associated Press / September 25, 2006

House Prices Show First Annual Fall in 11 years - Patrick Rucker - Reuters / September 25, 2006

Prepare for a U.S. Market Crash - Anders Bylund - The Motley Fool / September 25, 2006

A Silent Crash In Home Prices - Rick Ackerman - GoldSeek / September 22, 2006

How the Fed Failed to Prevent the Housing Bubble - Kurt Richebächer / September 21, 2006

The Economy in Denial: Fallout From the Bursting Housing Bubble - Axel Merk / September 21, 2006

Bogus Home Equity: Easy Come, Easy Go. Nightmare On Elm Street - Carrie Coolidge - Forbes / Sept. 21, 2006

U.S. Real Estate Crash could cause Global Ripples - Wendy Stueck / September 21, 2006

The Writing is on the Wall: Housing Starts' Drop Weighs on Market - Ellen Simon - Associated Press / Sept. 19, 2006

The Impending End of the Housing Bubble - Bill Bonner - LewRockwell / September 19, 2006

Housing Slump in U.S. May Lead to First Drop Since Depression - Kathleen M. Howley and Matthew Benjamin / Sept. 19, 2006

U.S. Household Debt: Never Have so Many Owed so Much - Standard & Poor's / September 19, 2006

Federal Government Deception: The Greatest Scam of All Time - Martin Weiss / September 18, 2006

Chicago Fed: Housing Bubble Was Driven by 'Wealth Creation Technology' / September 18, 2006

Housing Starts Fall Flat: The Crash Landing of New Residential Construction / September 17, 2006

NAR: Home Prices Expected to Fall for Remainder of 2006 / September 15, 2006

Feels Almost Like We're in 1926 - Lee Bidgood - Daytona Beach News / September 15, 2006

Real Estate Recession Coming - Robert Aliber - The New York Sun / September 12, 2006

U.S. Housing Supply Grows: Housing Market More in Buyer's Favor / September 12, 2006

'The US Housing Bubble will Disappear' - Laurie Osborne - / September 11, 2006

What to do with all that debt? - Mark Trumball - Christian Science Monitor / September 11, 2006

U.S. Real Estate Crash Landing: Housing Slump Harsher than Predicted - Wall Street Journal / September 10, 2006

Wanting and Poverty Go Hand in Hand: America's unreal Estate Problem - Max Fraad Wolff / September 9, 2006

Home Prices Drop Across the United States - Vikas Bajaj - New York Times / September 9, 2006

The US Housing Bubble: Crash! - Bill Bonner - The Daily Reckoning / September 8, 2006

Negative Amortization: Option ARM Casualties has Started a Massive Depression in US Economy - Sam Adelton / Sept. 8, 2006

Housing Crisis: Housing Bubble or Lending Bubble? - Oliver Schwindler - SeekingAlpha / September 7, 2006

U.S. Home Prices May Fall for First Time in 13 Years - Kathleen Howley - Bloomberg / September 7, 2006

Brokers and Builders Offer Warning on Housing Market - Jeremy Peters - New York Times / September 7, 2006

US House Prices Slowest Since 1975 - Laurie Osborne - / September 6, 2006

America for Sale - William Grigg - The New American / September 4, 2006

What the Burst US Property Bubble Means for the World - Stephen Roach / September 4, 2006

The Housing Collapse Heard Round the World - Barrie Mckenna - Globe & Mail / September 3, 2006

Nationwide: Housing Slump Slashes Jobs - Jamie Hopkins - Baltimore Sun / September 1, 2006

U.S.: Inventory of Unsold New Homes Hits High Level - Gregory Wilcox - New York Times / Sept 1, 2006

The US Housing Bubble Has Popped - What Now? - John Stepek - Money Week / August 30, 2006

Housing Bubble in More Trouble - Home Textiles Today / August 30, 2006

Layoffs on the Horizon: US Housing Market 'in Freefall' - Laurie Osborne - / August 29, 2006

End Of The Bubble Bailouts - Gary Shilling - / August 29, 2006

Indicators Point to Troubled Market - Patrick O'Donnell - Pinnacle News / August 27, 2006

New-Home Numbers Add to Housing Woes - Bob Willis - Washington Post / August 25, 2006

Getting Real About the Real Estate Bubble - Shawn Tully - Fortune / August 25, 2006

Real Estate’s Crash Landing - Peter Schiff - Euro Pacific Capital / August 25, 2006

Housing Gets Ugly - Paul Krugman - The New York Times / August 25, 2006

Housing Bubble Horror: Market Has Makings for a Gory Story - Dan Dorfman / August 25, 2006

Real-Estate Slowdown Leads to Record Inventory - Jeannine Aversa - Associated Press / August 24, 2006

Southern California Housing Market Could Pull Homebuilders To New Lows - Janet Morrissey / August 22, 2006

Toll Brothers Profit Slumps as U.S. Housing Boom Ends - Kathleen Howley - Bloomberg News / August 22, 2006

Home Sellers Lower Price - Tux Turkel - / August 20, 2006

Home Sales Down 34 Percent in 2006 - Mike McCarthy - bizjournals / August 19, 2006

Confidence in US housing market 'at 15-year low' - Laurie Osborne - / August 17, 2006

US Housing Starts Fall to 2-year Low - The Gulf Times / August 17, 2006

Real Estate Economist Leaves Anderson Forecast - Roger Vincent - LA Times / August 15, 2006

Home Builders' Confidence Plunges to 15-year Low - Rex Nutting - MarketWatch / August 15, 2006

Official Accused of Overvaluing Land - The Associated Press / August 13, 2006

Communist China Adds to the U.S. Housing Bubble Chaos / August 13, 2006

Single-Family Homes Flood Market - Ferdie De Vega - Tallahassee Democrat / August 12, 2006

Housing Market Hits Turbulence - Martin Crutsinger - The Associated Press / August 10, 2006

Reasons for an Impending US Economic Recession - Dr Kurt Richebächer - The Daily Reckoning / August 9, 2006

The Fed Giveth and the Fed Taketh Away - Vikas Bajaj - The New York Times / August 9, 2006

Home Equity Deception: American Credit Card Debt Speeds Up - Bloomberg News / August 8, 2006

What Happens When the Dream Dies? - Jerry Landay - The Providence Journal / August 4, 2006

Excessive Consumer Debt Means Someone Else Owns Your Future / August 4, 2006

Foreclosure Activity Up by Biggest Margin in 14 Years - Gregory Wilcox - The LA Times / August 3, 2006

Creative Financing: Gulled by Greed and Glibness - The Plain Dealer - August 3, 2006

Americans Consumption Junkies: Sinking Further in Sea of Red - Danielle DiMartino Dallas News / August 1, 2006

Housing Construction Layoffs Have Begun: Builders Now Cutting Staff - Scott Blake - August 1, 2006

Downward Spiral to Continue: Will The U.S. Downturn Become A Recession? - Forbes / August 1, 2006

U.S. Bubble Economy: Five Stages of Grief - Mike Shedlock - Global Economic Analysis / July 30, 2006

GDP 2.5%: Inflation Up as U.S. Economy Slows Down - Nell Henderson - The Star / July 29, 2006

Housing Slows, Taking Big Toll on the Economy - New York Times / July 29, 2006

Backstory: Unreal Estate - Chuck Cohen - Christian Science Monitor / July 28, 2006

U.S. Economy: Growth Slows as Consumers Apply Brakes - Bloomberg News / July 28, 2006

Mortgage Lenders Grapple with Deflating Housing Bubble - Reuters News / July 26, 2006

Housing Market Slowdown Rippling Across the Economy - Mark Trumball / July 26, 2006

Homes for Sale Hit 9-Year High - Rex Nutting - Montery Herald / July 26, 2006

Inflated, Bogus Appraisals Burn Buyers and Sap Lenders' Profits - Rismedia / July 19, 2006

U.S. Economy: Consumer Prices Increase, Housing Starts Fall - Bloomberg News / July 19, 2006

Materialism: More People Making the Choice to Live with Less / July 15, 2006

The Economy : Transition Woes for U.S. Economy - Andrew Cassel - The Philadelphia Inquirer / July 14, 2006

The Largest U.S. Homebuilder Concedes to the Punctured Housing Bubble / July 13, 2006

America's Housing Bubble - Bill Bonner - The Daily Reckoning / July 3, 2006

Fed Treading on Thin Ice as U.S. Housing Bubble Weakens - Mark Weisbrot - CEPR / July 3, 2006

The Tables have turned in U.S. Housing Market - By Kathleen M. Howley and Joseph Richter / June 29, 2006

Deterioration of U.S. Real Estate: Stuck! Homes Sit Longer on the Market - Les Christie - CNN Money / June 27, 2006

Real Estate Market Can't Outrun Fate - Danielle DiMartino - Dallas News / June 26, 2006

Housing Prices Drop; Buyers are in no Hurry - Ellen Simon - Associated Press / June 24, 2006

Home Loan Demand Drops as Rates Hit 4-year High - Julie Haviv - Reuters News / June 21, 2006

Housing Starts in U.S. Probably Stayed Near 17-Month Low in May - Bloomberg News / June 20, 2006

Not Feeling at Home with Risk - Danielle DiMartino - Dallas Morning News / June 19, 2006

Home 'for sale' Signs Soar - Jim Wasserman - The Sacramento Bee / June 15, 2006

Overvaluation: Home Prices too High in 71 Cities - Sue Kirchhoff - USA Today / June 13, 2006

Housing Bubble Correction could be Severe - Paul Lim - U.S. News & World Report / June 13, 2006

HUD Releases New anti-flipping Rules - Inman News / June 13, 2006

Housing Bubble Bursts, Ruination Begins - William Grigg - The New American / June 12, 2006

Home Equity Overvalued: The American Way of Debt - Jackson Lears - New York Times / June 11, 2006

Housing Stocks Plunge! Housing is Next! - Mike Larson - Money & Markets / June 9, 2006

National Association of Realtors in Denial? I Want My Bubble Back! - Seth Jayson - Motley Fool / June 9, 2006

Real Estate Agent Gets 4 years for Fraud - John Rebchook - Rocky Mountain News / June 9, 2006

Adjustable Rate Mortgages Set to Create Trouble - The Trumpet / June 8, 2006

Home Builder Drops Prices up to $125,000.00 / June 8, 2006

The Looming Dangers of American Debt - The Trumpet / June 7, 2006

Corrupt Real Estate Markets of America: Overvalued Real Estate Blog June 6, 2006

Supply of Unsold Homes up 71 Percent - Kathleen Lynn - / June 6, 2006

Real Estate Bubble Deflation: Recession Dead Ahead - James Stack - / June 6, 2006

The Greater Depression - Doug Casey - Resource Investor / June 5, 2006

Two More Builders Warn on Earnings - The Los Angeles Times / June 3, 2006

Orders Washout: Pulte Homes Falls Short of Expectations - Glen Creno - The Arizona Republic / June 3, 2006

The Aftermath of a Housing Bust: 'Housing Boom is Over,' Analyst says - USA Today / June 2, 2006

Property Flipping May Bring Ex-Appraiser 30 Years - Mike Fitzgerald / June 2, 2006

Americans in the Poorhouse: Personal Savings Rate Plummets - The Trumpet / June 1, 2006

Homebuilders Seeing Layoffs - Alyson McCarthy - KLAS TV / May 31, 2006

House Prices Drop by 30%? Kaboom! The Real Estate Bubble Has Burst - / May 31, 2006

Depression is Looming: US Housing Bubble Bust! - The Daily Reckoning / May 30, 2006

Deflating Housing Bubble: Mounting Pressures to Drive Dollar Down - The Trumpet / May 26, 2006

U.S. Mortgage Giant Busted: Feds Fine 'Arrogant and Unethical' Fannie Mae - The Street / May 23, 2006

The Crash Landing of American Housing: Is the US Housing Market Crumbling? - Moneyweek / May 23, 2006

Dwindling Incomes; Personal Debt is Up - The Free Lance Star / May 22, 2006

Housing Troubles? Bank on It - Danielle DiMartino - Dallas News / May 22, 2006

It's A Buyer's Market: Home Sellers Beware - Jennifer Shubinski - Las Vegas Sun / May 21, 2006

Foreclosures up 39 percent in 1Q - Liz Flaisig - Business Journal of Jacksonville / May 21, 2006

Millions of Lost Jobs: Housing Decline Triggers Layoffs - Glen Creno and Catherine Reagor - Arizona Republic / May 19, 2006

Creative Financing Debt Trap: The US Housing Boom - Bill Bonner - The Daily Reckoning / May 19, 2006

Greenspan: Housing Boom is Over - CNN Money / May 18, 2006

Dow Jones Tanks Along with Real Estate Sales: Economic Indicators Index Falls in April - Jeannine Aversa / May 18, 2006

The Housing Bubble & Reality versus Realty? - May 16th, 2006

Real Estate Crash Landing: Housing Slowdown to be Widely Felt - Chris Isidore - CNNMoney / May 16, 2006

Real Estate Crash: Housing Set to Sink? You can Bet on It - Mary Deibe - The News Tribune / May 14, 2006

Vanishing Equity Unavoidable: Experts Predict Real Estate Drop Will Spread - Janet Morrissey / May 14, 2006

Study: High US Debt Rate can be Blamed on Rising Cost of Basics - Washington Post / May 13, 2006

Single Family Homes: Resales taking a Tumble - Glen Creno and Catherine Reagor - Arizona Republic / May 13, 2006

The Record Debt of American Consumers: The Debt Slayers - John Kennedy - Christianity Today / May 12, 2006

The US Economy: Why You Should Be Terrified - Richard Gibbons - The Motley Fool / April 10, 2006

A Chill Is in the Air for Sellers - Damon Darlin and Vikas Bajaj - New York Times / May 9, 2006

A Big Leak in the Housing Bubble - Paul Lim - U.S. News & World Report / May 9, 2006

Real Estate Appraisal: A Hard Road for Newbies - Inman News Features / May 9, 2006

Bubble's Bursting on All Fronts - Danielle DiMartino - Dallas News / May 8, 2006

Wall Street Needs a Dose of Reality - Bill Fleckenstein - Contrarian Chronicles / May 8, 2006

Trouble, Trouble, Debt, and Bubble - William Tabb - Monthly Review / May 8, 2006

Buffett Predicts A Housing Bubble Burst At Annual Meeting - Matthew Borghese - All Headline News / May 7, 2006

Too Many Houses For Sale: It's a Buyer's Market - Mary Umberger - Chicago Tribune / May 7, 2006

No Buyers? Plenty of Homes for Sale - Carlton Proctor - News Journal / May 7, 2006

Crash Landing for Housing: Confidence in Housing Market Dips - U.S. Gallup Survey - / May 5, 2006

Oversupply of Houses in America: For Whom the Home Tolls - Seth Jayson - Motley Fool / May 5, 2006

U.S. Real Estate Crumples: Welcome to the Dead Zone - Shawn Tully - CNN Money / May 5, 2006

New Home Construction: Toll Brothers Orders Drop 32 Percent - Ilaina Jonas - Reuters News / May 5, 2006

Here Comes the Negative Equity: From Bubble to Rubble - The New American / May 5, 2006

Foreclosure Goes Through the Roof: Homes Piling Up - John Rebchook - Rocky Mountain News / May 5, 2006

Housing Crash of 2006: Home Prices to Flatten - Dean Calbreath - Union Tribune / May 4, 2006

Financial "Perfect Storm" Brewing Over America's Middle Class, Says Bankruptcy Expert / April 30, 2006

Housing Bubble Going Bust Nationally - Joe Baker - The Rock River Times / May 3, 2006

Developers should Stop Building 'Commodity' Homes - Nadia Gergis - TC Palm Real Estate / May 3, 2006

Overvalued Property: Property owners should worry; so should their Lenders - The Wilderness / April 28, 2006

Foreclosures Climb Nationally - Tim Barker - Orlando Sentinel / April 28, 2006

Housing Expert says Party's Over - Prashant Gopal - / April 28, 2006

Cracks in the Foundation - Will Swarts - / April 27, 2006

Downward Spiral of U.S. Real Estate: New Home Sales Drop 7% - Inman News / April 26, 2006

San Diego Housing Bubble Pops: County building permits fall 41% - Union Tribune / April 26, 2006

Hyper-Inflation, the Popping of the Housing Bubble and the gold Stampede - Bruce Collins / April 25, 2006

The Housing Bubble has Popped - Bill Fleckenstein - Contrarian Chronicles / April 23, 2006

Hot Homes get Cold in once-booming Markets - Michael Corkery - The Wall Street Journal / April 22, 2006

'Most Americans expect Housing Bubble to Burst' - Laurie Osborne - / April 22, 2006

Negative Equity: Home Values Expected to Slide - Eve Mitchell - Contra Costa Times / April 21, 2006

Growing unsold inventory: It's Time for Risk to Matter in Housing - Danielle DiMartino / April 21, 2006

Real Estate Bubble Talk: Why Consumers Fear Collapse / RisMedia - April 20, 2006

47 Percent Drop: New Housing Nosedives - Louis Aguilar - The Detroit News / April 19, 2006

Housing Starts Decline 7.8% as Interest Rates, Inventories Rise - Bloomberg News / April 19, 2006

Gallup Poll: Seven in 10 Consumers Expect Housing Bubble to Burst - Dennis Jacobe / April 19, 2006

Housing Bubble Blues: More Poor, Middle-Class will Work Past Retirement Age / April 14, 2006

Pop Goes the Housing Bubble - The Los Angeles Times / April 14, 2006

California's Housing Market Retreats - George Avalos - Contra Costa Times / April 13, 2006

American Poverty Grows in Wealth's Shadow - Joey Bunch - Denver Post / April 12, 2006

Listings Rise, House Prices Fall - Stefanie Murray - Ann Arbor News / April 12, 2006

2006 Survey Lists Top Ten Ways Mortgage Lenders Overcharge/Abuse Homeowners / April 10, 2006

The Debt Crises in America: Taking Stock of the U.S. Bubble Economy After Greenspan - The Trumpet / April 9, 2006

The Negative Equity Epidemic - Liz Weston - MSN Money / April 9, 2006

U. S. Real Estate Bubble Paradise Becomes Living Hell for Debt-Ridden Americans - April 7, 2006

Americans Have Been Robbing Peter to Pay Paul - Peter Grandich - Kitco / April 7, 2006

The Menace of an Unchecked Housing Bubble - Center for Economic & Policy Research / April 6, 2006

Two-Thirds of Lenders Nationwide Say U.S. in Midst of Real Estate Bubble - Rismedia / April 5, 2006

The Day of Reckoning: Housing Market Due for Shake-Up - Chris Lester - Kansas City Star / April 4, 2006

Residential Property Prices Drop For 4th Consecutive Month - CBS News / April 3, 2006

The Official "Overvalued" Roster of the United States of America / March 2006

Housing Bubble Trouble - Andrew Laperriere - The Weekly Standard / March 31, 2006

Fed has a Different Take on Bubbles - Danielle DiMartino - Dallas News / March 31, 2006

Have Americans Lost Their Mind? Housing Tracts are Built by Illegal Aliens - USA Today / March 30, 2006

Federal Reserve Raises Interest Rates for the 15th time Since March 16, 2003 - Jeannine Aversa - March 28, 2006

California Real Estate Bubble Burst: House Prices Plummet - David Streitfeld - LA Times / March 27, 2006

The Heart of "The Homeland": Trouble at Home - Stephen Corley - ITP Business / March 26, 2006

Personal Bankruptcy Filings in the United States up 30 Percent Last Year - CBC News - March 26, 2006

New-Home Sales Plunge Nationally - Richmond Times-Dispatch / March 25, 2006

United States Real Estate Market Crash: New-Home Sales Plummet - ABC News / March 24, 2006

US Poverty Increases: American's Deep into Debt to Buy Food - Selena Maranjian - Motley Fool / March 24, 2006

Why People Spend What They Don't Have - Penny Whys - Baltimore Chronicle / March 24, 2006

U.S. New-Home Sales Drop in Feb. by Largest Amount in Nearly Nine Years - Martin Crutsinger / March 24, 2006

Nationwide: Foreclosures Chilling Many U.S. Housing Markets - Joe Baker - Rock River Times / March 22, 2006

House Prices Drop: National Home Builder Discounts Houses up to $90,000.00 / March 18, 2006

Too Many Vacant Houses: It's Time for Homebuilders to get Real - Danielle DiMartino - Dallas News / March 17, 2006

Property-Values Website lets Everybody Compare - Kimberly Blanton - Boston Globe / March 17, 2006

Preparing for an uncertain Future – Economy of Illusion - Richard Martin - Health Sentinel / March 21, 2006

To the point: When will Americans wake up to their Debt Mountain? - Andy Brough / March 16, 2006

De-Leveraging of U.S. Housing Bubble will cause 'Terrible Shock' - Executive Intelligence Review / March 15, 2006

House Equity - Positive or Negative? The Most 'Overvalued' Markets of America - March 15, 2006

Inventory of Unsold New Houses Rising - Lew Sichelman - Realty Times / March 15, 2006

America's Worst Nightmare - The Bubble Has Burst! - Dudley Baker and Lorimer Wilson / March 14, 2006

Borrowing Money Costs 14 Times More Today - Michael McDonald - Bloomberg News - March 13, 2006

U.S. Consumer Confidence Drops - Jeannine Aversa - Assoc. Press - March 10, 2006

U.S. Household Debt Rises at Fastest Pace in 20 years - Pioneer Press / March 10, 2006

Nationwide: More Americans are Losing their Homes - Melinda Fulmer - MSN Money / March 10, 2006

U.S. Bubble Economy: House of Cards / March 8, 2006

Fannie Mae & Freddie Mac: 1.5 Trillion of Debt - Peter J. Wallison - AEI / March 7, 2006

Unsold Home Inventory Builds - Dave Downey - NC Times / March 7, 2006

Statistics Say 5-Year Housing Boom Officially Over - CBS News / March 7, 2006

Nationwide: Housing Sales Plummet: Delusive Economy Will Erode - David Koenig - AP / March 6, 2006

Housing Boom Appears Silenced - Martin Crutsinger - Associated Press / March 4, 2006

The Illusion of Artificial Equity: Why Aren't We Saving More Money? - Ellen Simon - AP / March 3, 2006

Sales Slide for 5th Month - Mary Umberger - Chicago Tribune / March 1, 2006

Home Sales, Prices continue Downward Slide - Jeff Ostrowski - Palm Beach Post / March 1, 2006

Roof Collapses on Housing Boom - Jerry Kronenberg - Boston Herald / March 1, 2006

Sales Plummet for Single-Family Homes - The Daily Item / March 1, 2006

Inventory Highest in a Decade: Housing under Pressure - Paul Lim - U.S. News & World Report - February 28, 2006

U.S. Economy: Sales of New Homes Decline, Inventory a Record - Bloomberg News / February 27, 2006

Nationwide: Bogus Appraisals Stress Housing Market - Paul Wenske - Kansas City Star - February 26, 2006

Many New Borrowers are Flirting with Negative Equity - San Diego Union-Tribune / February 26, 2006

Property Sales Drop 38%: Housing Market Fallout - Mary Gail Hare - Baltimore Sun - February 26, 2006

House Values Jump, but Borrowing Holds Down Net Worth - Nell Henderson - Washington Post / February 24, 2006

A Bubble With a Fuse - Fred Dattolo - The Trumpet / February 20, 2006

A Down Payment on Disappointment - Barbara Hernandez - Orlando Sentinel / February 19, 2006

Real Estate Market Flooded with Inventory - Gregory Wilcox - LA Daily / February 19, 2006

Inventory of Single-Family Properties Increases by 20 Percent - / February 17, 2006

America's Most Dangerous 'Housing Bubble' - Nicolas Retsinas - The Providence Journal / February 16, 2006

Home Supply Outpacing Demand - Lana Flowers - The Morning News / Februaury 14, 2006

Notes From a Housing Bubble's Bust - Bill Fleckenstein - MSN Money / February 13, 2006

Housing Bubble Burst: New Home Builder 1st-Qtr Orders Plunge 29% - Bloomberg News / February 7, 2006

New Residential Construction: House Prices Slashed by $70,000 - Dan Eaton - MSNBC / February 5, 2006

Rampant Appraisal Fraud: Their mission is to assure that "The Price Is Right"! - Ellen Lyon- Patriot News / Feb 5, 2006

Prices Begin to Drop as Unsold Homes Sit Longer - Dick Hogan - / February 5, 2006

The Tyranny that follows Economic Collapse - Mike Whitney / February 2, 2006

New Residential Construction: Vacant Homes Reach Record Levels / January 30, 2006

Foreclosure Cases Hit 12-Year High - Kimberly Blanton - Boston Globe / January 30, 2006

U.S. Economists See Housing Bubble Deflating - Suzanne McGee - N.Y. Post - January 26, 2006

Taking the Bite Out of Appraisal Fraud - Voice of San Diego - John Taylor / January 26, 2006

The Housing Bubble Burst: The Banks Own Everything & Debt-Ridden Americans Just Make Payments / Jan 20, 2006

Sudden Chill in Housing Heat - Sharon Stangenes - Chicago Tribune / January 20, 2006

Home Foreclosures Continue to Climb - Andrea Jares - Star Telegram / January 20, 2006

U.S. Home Building Tumbles in December - Reuters News / January 19, 2006

The Home-Building Binge is Over - Paul J. Lim - U.S. News & World Report / January 19, 2006

U.S. Consumers Reeling From Higher Debt Burden - John F. Wasik - Bloomberg News / January 17, 2006

The Rise in Foreclosure: 43% of First-Time Home Buyers put No Money Down - USA Today / January 17, 2006

Credit Card Delinquency Rates at Record High - Martin Crutsinger - Associated Press - January 16, 2006

Housing Market Melt Down: Hitting the Skids - The Daily Reckoning / January 12, 2006

National Foreclosures Increase More Than 13 Percent - Realtytrac / January 12, 2005

Housing Bubble Blues: Economy Grows Darker / Counter Think / January 10, 2006

Wealth Isn't All it Looks Like Today - Danielle DiMartino - Dallas Morning News / January 9, 2005

Americans Saving Less than Nothing - Tom Abate - San Francisco Chronicle / January 8, 2006

Communist China: A Home Boom Busts - Don Lee / The Los Angeles Times / January 8, 2006

4th Straight Week: Mortgage Applications Drop - Union Tribune / January 5, 2006

Home Loan Applications Fall 4th Straight Week - Reuters News / January 4, 2006

Artificial Equity - Appraisal Fraud: Pumping Up Prices - Will Carless / December 30, 2005

Housing Decline to Drag U.S. Economy - Patrice Hill - Washington Times - December 30, 2005

Homes For Sale Hit 19-Year High - Barbara Hagenbaugh - USA Today / December 30, 2005

Pardon my Premature Call on Housing - Danielle DiMartino - Dallas Morning News / December 29, 2005

U.S. Economy: Existing Home Sales Fall to Lowest in 8 Months - Bloomberg News / December 29, 2005

National Real Estate: New-homes Sales Fall to the Basement - Martin Crutsinger - AP / December 27, 2005

Pop Goes the Bubble : The Fall of the House of Cards - Mike Whitney / December 27, 2005

Bubble Burst Quickly, But the Pain Lingered - Martin Fackler - The New York Times / December 25, 2005

From the Oven to the Icebox: Sales of New Homes Plummet / December 24, 2005

Housing Frenzy is Over: Housing Bubble Deflates - Martin Crutsinger - AP / December 24, 2005

New Home Sales Fall More Than Expected - The Associated Press / December 23, 2005

New Home Sales Tumble - 7KLTV / December 23, 2005

U.S. Sales of New Homes Plunge Biggest Amount in Almost 12 Years - Martin Crutsinger / December 23, 2005

US New Home Sales Plunged in November - Sydney Morning Herald / December 23, 2005

Prices on the Decline Throughout Americas - Kevin Brass - International Herald Tribune / December 22, 2005

Homebuilder Sentenced to 27 Months in Prison for Fraud / December 22, 2005

Homebuilder Optimism Hits 32-month Low - Boston Globe / December 20, 2005

Housing Bubble Crises: Spending a Last Christmas in a New Home - David Wren - Sun News / December 18, 2005

Housing Market Shows New Signs of Weakness - ABC News / December 18, 2005

Spend Some Effort, Save Some Money - Pamela Yip - Knight Ridder News / December 17, 2005

Crooked Appraisers Fuel Scams - David Jackson - Chicago Tribune / December 14, 2005

Bye-Bye, Bubble - William Powers - National Journal / December 9, 2005

U.S. Housing Still Overvalued - Julie Watson - Forbes / December 9, 2005

Housing Bubble Bursts in the Market for U.S. Mortgage Bonds - Bloomberg News / December 6, 2005

Press Release: Majority of Americans Believe in the Real Estate Bubble - December 5, 2005

The Home Equity Trap: Crunch Time for the Middle Class - Martin H. Bosworth / December 5, 2005

Housing Bubble Debt: How Much Debt Can We Afford? - Business Record / December 4, 2005

Free Money for Everyone - "Not": The Great American Spending Spree - The Trumpet / December 1, 2005

World News & Prophecy: The Housing Bubble: Making of a Banking Crisis? November 2005

Unsold House Inventory Highest Since April 1986 - Tami Luhby - N.Y. Newsday / November 29, 2005

U.S.: Existing Home Sales Fall Nationwide - Bloomberg News / November 28, 2005

Investing: H is for Housing & Hiss - Seth Jayson - The Motley Fool / November 28, 2005

National Foreclosures Increase Almost 19% in October - PR Newswire / November 28, 2005

Consumption Junkies: Nation's Spending Out of Line - David Lazarus - San Francisco Chronicle / November 27, 2005

Debt & Real Estate Make for 'Accident-Prone' Economy - Gretchen Morgenson - New York Times / November 26, 2005

The Bubble has Burst - Alex Veiga - Associated Press / November 25, 2005

New Residential Construction: From Boom to Bust - Bloomberg News / November 22, 2005

Family Incomes Losing Ground - David Garbe - Suburban Chicago News / November 20, 2005

Inflationary Pressures Could Change People’s Lifestyles - Bob Reeves / Lincoln Journal Star / November 20, 2005

U.S.: Housing Construction Tumbles - The Star / November 18, 2005

The United States Housing Bubble About to Burst - Mei-Chi Liou / November 18, 2005

U.S. Housing Bubble Burst: The Collapse of New Residential Construction in America / Nov 18, 2005

Before the Fall - Bill Bonner - / November 18, 2005

Greenspan’s Interest Rate Problem - The Trumpet / November 17, 2005

Latest Predatory Lenders Drive Borrowers into Debt - Common Dreams NewsCenter / November 17, 2005

U.S. Housing Bubble Bust Imminent - Ellen Simon - The Associated Press / November 14, 2005

Signs of Sickness in the U.S. Consumer - The Trumpet / November 15, 2005

Hot Housing Market Cools Nationwide - Patti Zarling - Green Bay Press Gazette / November 13, 2005

It's Time to Accept Housing's Reality - Danielle DiMartino - Dallas Morning News - November 10, 2005

Greenspan: Master Banker or Master Bankrupter? - The Trumpet / November 9, 2005

A Firm Forecast for Slower Spending - Danielle DiMartino - Dallas Morning News / November 8, 2005

The Biggest Bubble Ever - Fred Dattolo - The Trumpet / November 6, 2005

America: Land of the Debt Ridden and Falling Home Prices - The Daily Reckoning / November 4, 2005

A Very Funny and Realistic View on the Bursting Housing Bubble - Housing Bubble? You Bet! / November 3, 2005

Has The Real Estate Bubble Burst? (yes it has) - Jon Baird - CBS 13 - November 2, 2005

Overheated Housing Market is Cooling - Adam Shell - USA Today / November 1, 2005

Appraisal Fraud: 13th 'flipping' Prison Sentence - Mike Boyer / November 1, 2005

Unemployment Rises; New Home Prices Fall - Martin Crutsinger - AP Economics Writer / October 27, 2005

Inventory Piles Up Across the Nation: Bubble Springs a Leak - Paul J. Lim - U.S. News & World Report / Oct 27, 2005

Bursting the Housing Bubble's Bubble - Kevin Forrester - North County Times / October 27, 2005

Over-Inflated Real Estate Always Busts - Jonathan Sullivan - Daily Aztec / October 27, 2005

Expert: ‘Flipping Frenzy Is Just the Tip of a Billion Dollar Iceberg’ - Rismedia / October 27, 2005

Home Sale Prices Decline; Consumer Confidence Drops - Vikas Bajaj / New York Times / October 26, 2005

Increasing Consumer Debt Warns of Bad Times Ahead - October 19, 2005

Eradication of the Middle Class: The Big Squeeze - Paul Krugman / October 18, 2005

Housing Bubble List by City: New Valuation Index Shows Home Prices are Overvalued / October 18, 2005

U.S. Bankruptcies Soar Before Tougher Rules Begin / Kristin Roberts - Reuters News / October 13, 2005

Builders Shift to a Measured Pace: Fewer Homes Built Since Buyers Can't Sell Old Ones - October 11, 2005

Consumer Confidence Tanks - Fred Dattolo - The Trumpet / October 7, 2005

Home-sales Slowdown Spreads Across Nation - The / October 7, 2005

Pop Goes the Real Estate Bubble - Nicholas von Hoffman - Yahoo News / October 5, 2005

Slowdown Spreads For Home Sales - The New York Times / October 4, 2005

Greenspan: The Worst Fed Chief Ever - Bill Fleckenstein - MSN Money / October 3, 2005

7 Habits of an Economy In Peril : Danielle DiMartino - Dallas News / October 3, 2005

Spending our Way to Disaster - Justin Lahart - CNN Money / October 3, 2005

Empty Houses, Falling prices: A Boom Dies - Bill Fleckenstein - MSN Money / October 2, 2005

People Who Try To Milk the Ranch - Washington Post / October 2, 2005

Past-Due Debt Sets Record, Bankers Say - Jeannine Aversa - Associated Press / September 29, 2005

Many Can't Afford a Living, Much Less an LA Lifestyle - Daily Breeze / September 28, 2005

Realtors Lonely as Shoppers Stay Home - Jerry Kronenberg - Boston Herald / September 20, 2005

Hurricane Watch for Real Estate - Susan C. Walker / September 18, 2005

The Perfect Financial Storm - Eugene S. Melchionne / September 18, 2005

Pop Goes the Bubble?! Maybe It's Time to Cheer - Daniel Akst - New York Times / September 17, 2005

Not the New Deal - Paul Krugman - New York Times / September 16, 2005

The Coming Category 5 Financial Hurricane - Ron Paul - The Sierra Times / September 16, 2005

The World According to Bill Bonner - Lew Rockwell / September 15, 2005

Record Earnings - Record Debt - The Trumpet / September 15, 2005

Housing Bust Ahead - Gary Shilling - / September 15, 2005

Greenspan: the Wizard of Bubbleland - Asia Times - Henry C K Liu / September 14, 2005

Borrowing Just Gets Deeper - The Associated Press / September 12, 2005

Imperial County Residential Real Estate Bubble & Appraisal Fraud / September 11, 2001

Foreclosures Rise, Foreshadowing Trouble - Joseph R. LaPlante / September 11, 2005

Home Buyers Gamble On Interest-Only Loans - Contra Costa Times / September 11, 2005

Built on the Boom - Dale Kasler - / September 10, 2005

Consumer Confidence Plummets - / September 10, 2005

Pay Off Credit Debt Before It All Collapses - Dave Burge - El Paso Times / September 5, 2005

The Housing Bubble - Everybody’s Talking - Fred Dattolo - The Trumpet / August 31, 2005

Greenspan on Mission to Bust Bubble in Housing - Jay Hancock / August 31, 2005

Out Of Control House Prices - Shawn Hickman / August 30, 2005

Greenspan & The Bubble - Paul Krugman / August 29, 2005

Crushed By Our Own Greed - Robert Tanner - Associated Press / August 29, 2005

It's RIP for the Housing Boom - Bill Fleckenstein - MSN Money / August 28, 2005

Greenspan Warns End of Housing Boom Inevitable - Reuters / August 28, 2005

Living Beyond Our Means - The Associated Press / August 28, 2005

The Housing Debacle Started the Downward Spiral of the United States Economy: Bill Fleckenstein called it accurately when the infamous real estate bubble burst in an article that he published on August 28, 2005. The cause of the housing bubble is referenced in the links below and the effect of the bursting bubble is listed above. The year of 2008 has become an economic nightmare for many.

Service 'Verifies' Job, Assets That You Don't Have - Washington Post Writers Group / August 27, 2005

But Don't Let Me Burst Your Bubble - Bill Maher - Los Angeles Times / August 26, 2005

Economist Says Housing Bubble Will Burst - Paul Krugman / August 25, 2005

Sharks in the Housing Pool - BusinessWeek / August 25, 2005

The "housing bubble" is due to Burst - / August 22, 2005

Banking on Illegal Immigrants - Shaheen Pasha - CNN/Money / August 8, 2005

Americans Drowning in Debt - Paul Lim - US News & World Report / August 8, 2005

No Shortage of New homes, but is Oversupply a Possibility? - Nancy Sarnoff - August 6, 2005

Spendthrift Nation - Alexandra Marks and Ron Scherer - Christian Science Monitor / August 03, 2005

Dreamin' of a House? You'll Need a $70,000 Raise - Muhammed El-Hasan - Daily Breeze / August 03, 2005

Greenspan Housing View Seen Hazardous by Wall Street Economists - / August 01, 2005

Real Estate Investors Should Appraise the Appraisal - Kansas City Star / July 31, 2005

New Houses Cost Less in June - Detroit Free Press / July 31, 2005

New Home Starts Plunge 36 Percent in Florida - Linda Rawls - Palm Beach Post / July 30, 2005

Mortgage Fraud is Spreading - Kenneth Harney - The Charlotte Observer / July 30, 2005

Grim Words for Bay Area Housing - George Avalos - Contra Costa Times / July 30, 2005

Dream of Homeownership Is Preyed Upon - Michael Powell - Washington Post / July 29, 2005

Housing Bubble: How It Will Burst - Nicholas F. Benton - Falls Church News / July 28, 2005

Trapped in the Bubble - Motoko Rich - New York Times / July 28, 2005

Bush, China, Two Deficits, and the Ongoing Decline of U.S. Hegemony - Paul Street - Znet / July 27, 2005

California Foreclosures Soar in June - Andy Fixmer - Los Angeles Business Journal / July 27, 2005

Homeowners Afraid Housing Bubble Will Burst - Stephanie Jucar - Lodi / July 25, 2005

On the House: Is That Home Appraisal Honest? By Al Heavens / July 24, 2005

Is The Bubble About To Burst? - Houston Business Journal - Stephen Champagne / July 22, 2005

Rabbitt: Bubble, Bubble, Toil and Trouble - Bill Rabbitt - From Sam Adams' Tavern / July 21, 2005

The Prick That Bursts The Housing Bubble - Gary Shilling - / July 21, 2005

"Some House Price Declines a Certainty" - Alan Greenspan - / July 20, 2005

Housing Starts Slowing Down - Dean Starkman - Washington Post / July 20, 2005

Dude, Where’s My Home Equity? - Bill Bonner - / July 19, 2005

Possible Sign Housing Market Is Cooling Off - The Conservative Voice / July 19, 2005

Median House Prices Soar Above $700,000 - Sue McAllister - San Jose Mercury News / July 19, 2005

Breaking Down Major Cities' Living Costs, Home Prices, Job Growth - Sara Clemence - Forbes / July 17, 2005

Rising Credit Card Fees are Costing Consumers Billions - Jonathan D. Epstein - The Buffalo News / July 17, 2005

U.S. Housing, Spending May Signal Fed to Raise Rates - Carlos Torres / July 17, 2005

Housing Boom Won't Last Forever - Darren Allen - Rutland Herald / July 17, 2005

Bloggers Talk About the 'Bubble' - Annette Haddad - The Los Angeles Times / July 16, 2005

Job Growth Fails To Explain Soaring Home Prices - Martin Wolk - MSNBC / July 15, 2005

Feds No Longer Dismiss Talk of Housing Bubble - Martin Wolk / July 11, 2005

First-Time Buyers & Middle Class Priced out of Housing Market - Jill Barton / July 10, 2005

Major Changes Needed in U.S. Spending Habits - NewHouse News Service - Katherine R. Lewis / July 07, 2005

American Spectator Special Report: Are We in a Real Estate Bubble? - Barron Thomas / July 06, 2005

One Nation Under Big Debt - Kirsten Orsini-Meinhard - Coloradoan / July 03, 2005

Apparaisal Fraud or Appraisal Inflation? Another Report on the Residential Appraisal SNAFU / July 1, 2005

Real Estate Bubble Ripe for Popping - Brett Arends - Boston Herlad / June 28, 2005

The Housing Bubble - Everybody’s Talking - The Trumpet / June 23, 2005

Housing: A Bubble Begins To Be Noticed Star Tribune - The Economist - June 21, 2005

Will it Be the 1980s All Over Again? - Mary Ellen Godin - Record / June 19, 2005

Watch for Economic Fallout When Housing Bubble Bursts - Indianapolis Star - Peter Z.Grossman / June 14, 2005

Real Estate, the Global Obsession - Steve Lohr - New York Times / June 12, 2005

Some See Economy Teetering On Edge - Greg Ip - The Wall Street Journal / Sunday, June 12, 2005

Appraisers Feel Pressure to Inflate Home Estimates - Jonathan D. Epstein - Buffalo News / June 12, 2005

Quicker Payoffs - Bethany Clough - The Fresno Bee / June 5, 2005

Greenspan Says Fed's Work Not Yet Done - New York Times - Edmund L. Andrews / June 10, 2005

Greenspan Says Beware of Bubbles - Patrice Hill - The Washington Times / June 10, 2005

Foreclosures Climb: 1st-Time Home Buyers Hit Hardest - John Rebchook / June 9, 2005

Appraisal Fraud: When Property Values Are Over-Inflated - Debbi Conrad / June 08, 2005

U.S. Layoffs Highest In 17 Months - Business World Live / June 07 2005

America's Fastest Rising Taxes - CNN Money - Les Christie / June 7, 2005

Housing Bubble: The New Real Estate Conspiracy - Dr. Steve Sjuggerud / June 6, 2005

Selling House at a Loss could have Nasty Tax Implications - San Francisco Chronicle - Kathleen Pender / June 05, 2005

A Housing Bubble Ready to Pop - San Francisco Chronicle / June 05, 2005

Speculators Get Ready for Real Estate Plunge - Kenneth Harney / June 5, 2005

If real-estate bubble bursts, some will snap up bargains -Kenneth Harney - Charlotte Observer / June 04, 2005

Four Paychecks Per Household? - Devvy Kidd / June 03, 2005

Investors Ready To Grab Bargains If The Real-estate Bubble Bursts - Ken Harney / June 03, 2005

New Palo Alto subdivision with an average cost of $77,000 - Ron Wilson / June 01, 2005

Housing price rise could trap investors - Patriot News / June 01, 2005

Easy Money - 'Bubble' Prices - USA Today / May 31, 2005

Beware the Real Estate Bubble - Paul Krugman / May 31, 2005

Getting Crushed in a Housing Collapse - Amey Stone - Business Week / May 31, 2005

Fed Debates Pricking the U.S. Housing 'Bubble' - Edmund L. Andrews - New York Times / May 31, 2005

Home Builders Post Warning Signs That State "No Investor Sales" - Shawn McCarthy / May 30, 2005

"Baby Boomers" Inheritance: The Sobering Reality - New York Life / May 27, 2005

Lenders Clamp Down On Inflated Appraisals - Ruth Simon, The Wall Street Journal / May 26, 2005

I think we have a real estate bubble nationwide - Martin Weiss / May 25, 2005

U.S. Homes Change Hands at Blistering Pace - Christopher Swann in Washington / May 24, 2005

'Overpriced' homes become debt traps - Laurent Belsie

There Goes the Neighborhood - Benjamin Wallace - Wells

Appraisal Organizations Call for Stronger Regulations for Appraisals / May 24, 2005

Congress to probe subprime real estate loan fraud: Predatory Lending - Inman News / May 23, 2005

Appraisal That's Too High Can Be Damaging To New Home Buyer - Marshall Loeb / May 23, 2005

Americans Cling To Alluring Myth of "Getting Rich" - M.P. Dunleavey / May 22, 2005

Credit Allowing People to Swipe the High Life - By Bob Davis / The Wall Street Journal / May 22, 2005

Analysts Warn of Home Foreclosures - Ruth Simon / Wall Street Journal - May 18, 2005

U.S. Warns Lenders To Elevate Standards - Kirstin Downey / May 17, 2005

Bubble, Bubble, Housing Market's In Trouble - Usa Today / May 15, 2005 - Lyn Millner

Median prices rose at slowest rate in 5 years last month - Roger M. Showley / May 13, 2005

Developer Tactics to Avoid Housing Bust - Christian Science Monitor / May 12, 2005

Economists fear 'bubble' could cause major price correction in housing market. - USA Today / Sue Kirchoff - May 12, 2005

The F.B.I's Congressional Testimony On The Widespread Real Estate Fraud October 7, 2004

Report Mortgage Fraud to the Federal Bureau of Investigation. An example of mortgage fraud is falsely inflated property values and loans based on fictitious information.

Click here to just provide a tip to the F.B.I in lieu of a formal complaint for Real Estate Fraud.

Real Estate Fraud Investigations Increase by the Internal Revenue Service - April 19, 2005

California Homeowners at Risk for Lending Fraud & Abuse

History Will Repeat Itself - The Great Crash of 1929 Thanks Allison!

Americans set a new record of Mind-Boggling Debt - Federal Reserve Statistics / May 6, 2005

Real Estate Daily News Right Now

Mortgage Daily News Including a Special Series On Appraisal Fraud.

International News - Guardian Unlimited

If you plan on buying or selling anytime soon - make an informed decision! There are several cities throughout the United States of America where the houses are just flat out "overvalued"

Mossback's comments on this whole fiasco is posted below the links.

Shelter From a Scandal - David Broder - Washington Post Writers Group / June 2, 2005

U.S. Housing Prices - Andrew Ward - Bloomberg News / May 27, 2005

The Marketplace Report: U.S. House Sale Blues - NPR / May 25, 2005

Greenspan expresses concern over "froth" in housing market - Contra Costa Times / May 21, 2005

Fed voices concern at signs of a housing bubble - David Wessel, The Wall Street Journal / May 19, 2005

National Housing Values By Local Markets - Consumer Reports / May 2005

California Bay Area Median Reaches $622,000 - Kelly Zito / May 17, 2005

Home Appraisers Under The Gun - CBS News by Randy Dotinga May 9, 2005

Risky Lending Trends - F.N. Chancellor Smalkin

Fourth Quarter of 2004 - The Hottest Markets From CNN / Money

"What was Hot & What was Not for 2004" by Region and State - Houston Chronicle

Warren Buffett and Charles Munger warn of real estate 'bubble" May - 2005

US Housing Bubble Spreads - Andrew Ward / May 19, 2005

America's Riotous Real Estate - Mike Davis / April 20, 2005

The Dangers of Falling Home Prices - David R. Francis / April 4, 2005

Housing Mania Will End In Tears - Bill Fleckenstein / March 7, 2005

The California Real Estate Bubble -

Housing Bubble Will Pop - Cincinnati Post / April 12, 2005

Realty Times - The Appraisal Crisis and The FBI - Broderick Perkins / April 15, 2005

The Real Estate Bubble Listed By City / May 4, 2005

Special Report on Appraisal & Mortgage Fraud -AScribe / April 25, 2005

The Housing Fraud Epidemic - Inman Special Report!

Home Values Built on Rotten Foundations - Richard Benson / November 4, 2004

Stewart Title of California fined $750,000 for Alleged Kickbacks / April 20, 2005

Mortgage Chronicle - Free Mortgage News / May 12, 2005

Greenspan builds case for reining in Fannie Mae & Freddie Mac - Associated Press / May 19, 2005

Bye-Bye Housing Boom - Washington Post / February 27, 2005

High Stakes Won't Allow Us To Admit Housing Bubble: Danielle DiMartino April 25, 2005

Free Republic -Motoko Rich and David Leonhardt / March 27, 2005

Fresh Pricks In Housing Bubble - Forbes / March 2, 2005 - Gary North

The Coming Real Estate Wreck - Dana Blankenhorn / April 8, 2005

American Thinker - Noel Sheppard / January 3, 2005

CNN - Money - Robert J. Shiller / January 25, 2005

A Low View of High Appraisals - Paul Wenske / January 23, 2005

Bankrupt and Swamped With Credit Offers - Caroline E. Mayer - Washington Post / April 15, 2005

Federal Reserve Statistics For Consumer Credit - G.19

Free Residential House Appraisals by

Free Residential House Appraisals by

The Residential Real Estate Bubble has exploded. I have posted several links to reliable sources that are accurately reporting on this market bubble that is destructive. The evidence is alarming and shocking in how many trillions of dollars are made by predatory lending that is currently resulting in a 25% default rate. People that could not have qualified for a house prior to the terrorist attack our great nation suffered on September 11, 2001, now qualify for a $300,000 – $400,000 house that is really worth substantially less. It has been documented that the market grew at a healthy rate of .4% a year from 1975-1995. But in places such as in San Diego, California real estate increased in value to more then 137%! Are you getting the picture yet? It appears that the Federal governments answer to our failing economy after 9-11 was to keep the economy moving through a real estate bubble by lowering the federal interest rate to a record low federal reserve rate of just 1%. Almost everything on America's retail shelfs are "made in China" and outsourcing continues to grow from corporate greed. Our country tranformed from standing as a nation of “industry” to a nation of "service” and now the service industry has been out-sourced to India along with other jobs such as information and technology (IT). But that is a separate issue. People who have chose to use the artificial equity in their home as an "ATM card" are going to be in a world of hurt if they are not already.

The bottom line is that there are very, very few high paying jobs created every month in the United States. How will Americans remain decent consumers if they do not have a decent job? The nation was deceived into believing that homeowners got rich almost overnight. Take a look at Imperial County California for example. Homes in Heber, Calif (92249) had a 'comp' average of around 45,000 before 9-11. Now check on house prices for Heber, California with new homes from Centex and DR Horton producing houses with a price tag of more then $250,000 and climbing. Please keep in mind that Imperial County is infamous for having the highest unemployment in the state of California. If the housing bubble can come to Heber, then it can happen anywhere. Title information is public so please take a look for yourself. People who have no knowledge of real estate have dove into a market and and bought into mess much worse then the infamous internet bubble. Face it folks, we have become a nation of debt ridden consumption junkies. America has nothing saved up and a mountain of debt.

The governments idea to correct a failing economy by offering a record low interest rate in order to have a record number of homeowners that could have never qualified for that new house without some "creative illegal financing" and "rule bending" for mortgage lenders. Real estate appraisers who have no integrity and who chose to break the law by creating "artificial equity" in many cities throughout the nation are also responsible for this looming economic crises. So now our largest lenders Fannie Mae and Freddie Mac are nearly out of the game with their debt to loan ratio being so high. Alan Greenspan, (Federal Reserve Chairman) has raised and is raising interest slow and steady to trim down the house buying frenzy. Is it working? Somewhat, now instead of a month supply of houses nationwide, the United States has more then a seven-month supply of houses and the inventory continues to grow every month. New house prices have been slashed by more then 100,000 to attract buyers in some areas of Las Vegas not to mention the market crises looming in Florida. That my friends is just the beginning. The market has peaked and now has begun to valley but the inevitable economic collapse is coming.

I do not believe that people who suffered through the horrible depression of 1929 are the ones rolling around in a SUV that they cannot afford pulling up in a driveway of a recently purchased $700,000 house that was $265,000 three years ago. The FBI has received thousands upon thousands of complaints of real estate fraud. There are an increasing amount of reports surfacing for new home builders refunding consumers without admitting guilt for their contribution of real estate fraud. Then there are the poor real estate appraisers that are getting fired for not being a “team player” for the “good old boy” network. The appraisers who are actually reporting the lenders “twisting their arm” so they may write loans based on fictitious and“artificially inflated” prices for this real estate bubble should be both commended and rewarded. The appraisers that lack the courage to resist the evil and destructive lenders should be fined and prosecuted on a much larger scale everywhere. At least some of the real estate appraisers "playing the bubble game" are getting fined and imprisoned for their part in contributing to the real estate market tsunami! Appraisal fraud is a serious and prosecutable crime. This bubble was created from greed & will catch up with the harmful people responsible for creating a nation of slaves to debt.

Realtors Aghast At Notion of Competition - Steven Pearlstein / May 18, 2005

The Anatomy of a Housing Bubble - Grace Wong / March, 2005

America's Nightmare

Chicago Tribune - John Lux / April 17, 2005

Realtor Magazine Online

GDP (Gross Domestic Product) measures the value of all goods and services produced within the United States.

Definition of "REIT" - Real Estate Investment Trust - A company that purchases and manages real estate or real estate loans, using money invested by its shareholders.

Ohio Sues Fannie Mae, Alleges Securities Fraud / November 20, 2004

Fannie Mae fires Chief Executive on accounting fraud. / December 22, 2004

“Fannie officials’ inaction and irresponsibility has cost taxpayers millions,” Schatz says - CAGW

"Fannie & Freddie Were Lenders"- Richard Freeman

Freddie, Fannie Likely To Face A New Referee, Rule Book Soon - Yahoo Finance / May 10, 2005 - Sean Higgins

Regulating Fannie Mae and Freddie Mac - Peter J. Wallison / May 13, 2005

Regulation To Require "Fannie Mae" & "Freddie Mac" to Report Mortgage Fraud - February 22, 2005

Fannie Mae, Freddie Mac Warned by Greenspan - Jeannine Aversa / September 16, 2005

Real Estate Bubble - Scott Wright / May 13, 2005

Home Loans for Illegal Aliens?! - Michelle Malkin - Capitalism Magazine / August 28, 2003

Housing 'flipping' Scam is Epidemic, Regulators Say - Christian Murray - Newsday / May 18, 2003

Now one of the governments new slogans with regard to "Eminent Domain" can be "What's yours is ours & what's ours stays ours". Supreme Court Rules Cities May Seize Homes - Matt Apuzzo - Associated Press Writer / June 24, 2005

When the Debt Bomb Explodes - Fred Dattolo - / May 2004

Most Expensive Homes In America 2004 - Betsy Schiffman / Forbes

Ten Questions You Must Ask Any Realtor Before You List

House buying 101 -- Simple House-Buying Terms Defined - Cynthia Brodrick / May 19, 2005

The Most Expensive Counties In the United States of America - U.S. Census Bureau

The House Price Calculator - Office of Federal Housing Enterprise Oversight

Home Builder Stocks - USA Today / Money

Public Records & Research Information

Comparable Sales Data (Comps) for most metropolitan areas Nationwide

For Buyers, Sellers and Realtors: Home Sale Directory

Free House Appraisals - Zillow

Calif: Orange County House Prices - November 13, 2005 - Report by Zipcode

Click here to * BLOG * on Real Estate Bubble Issues

For Sale By Owner (FSBO) Properties

Finding the Values of U.S. Homes

Realtor Directory

TransUnion Offers Automated Appraisal Review Process Through ValuationLogic Partnership.

Median and Average Sales Prices of New homes Sold in The United States of America; U.S. Census Bureau

U.S. Census BureauYour Source for Population, Housing, Economic, and Geographic Data

Exodus 1:21 And it came to pass, because the midwives feared God, that he made them houses.

2 Timothy 4:7 I have fought a good fight, I have finished my course, I have kept the faith:

May 30, 2005: Less then one year for the residential real estate bubble to burst in 2006! The american "sheeple" (people) continue to line up in droves to commit themselves to a debt they could not have qualified for under the traditional mortgage rules and regulations. The introduction of "creative financing" with the mentality of the government for "Americans to spend our way out of recession" was evil. The "evil doers" responsible for the "predatory lending" along with the real estate appraisers, have placed this country into a position of an economic downward spiral that may result into a great depression beyond what anyone forsees. The real estate industry has exploited the honorable intentions of the record low interest rate that was available in 2004. I remain confident that the F.B.I will get these felonious individuals that are consumed by the foul spirit of greed that are guilty of creating an enslaved and debt ridden America. Americans continue to destroy their lives one loan at a time. I was just reading an article, where a house that was bought for 60,000.00 appreciated less then a year later to 440,000.00! But the mainstream media continues to tell the american "sheeple" that their is "no bubble" and go ahead and "spend, spend, spend today! American real estate only goes one direction in value - higher?! (yea right..... A healthy real estate value increase is .4% a year like it was in 1975-1995) The article referenced may be read at: The Los Angeles Times Business Journal. I find it to be extremely difficult to watch the american consumer debt just continue to rise along with the national deficit. There was a time in this great country that employers took great pride in paying a salary that was decent enough to allow a mother to stay at home with their children and the couple could afford a nice house and two cars. The american couple owned more of their house back in the 1950's then today. There was a sense of responsible spending, discipline and much higher quality of family life. All of this when God remained at the center of our nation and the Ten Commandments were posted in our courts and classrooms! Enslaving a nation through the free will of americans' greed and unsatiable desire seems demonic not democratic. Prepare yourself people for the time is near. The Bible states in the book of Revelation 9:15-16 - And the four angels were loosed, which were prepared for an hour, and a day, and a month, and a year, for to slay the third part of men. And the number of the army of the horsemen were two hundred thousand thousand(million): and I heard the number of them. Revelation 20:14-15 And death and hell were cast into the lake of fire. This is the second death. And whosoever was not found written in the book of life was cast into the lake of fire. Revelation 22:19 And if any man shall take away from the words of the book of this prophecy, God shall take away his part out of the book of life, and out of the holy city, and from the things which are written in this book. Everyone in this world will stand before God to provide an account for their life. Nothing will be hidden. Repent now and accept Christ before it is too late. The following link will help you find our living Lord & Savior:

Here are a few facts contributing to the downward spiral and contingent economic collapse of the United States of America.

1) Americans are accountable for a record amount of hideous debt.

2) The United States has a record number of personal bankruptcies.

3) Americans are losing their houses in a record number of defaults.

4) Most goods purchased today are made in Communist China (Think I’m joking? Start looking at the packages you buy). Stop shopping at Wal*Mart!

5) With hardly any good paying jobs left or created in America the corrupt politicians are working on implementing CAFTA and FTAA as if NAFTA didn’t lay off enough Americans. Is a $6.00/hr job at Wal*Mart 15-20 hours a week really helping a man with a family?

6) Children don’t have a parent to stay home with them because most households have two working parents. Several families have strangers from a daycare facility raising their children. It’s sick and twisted that people wouldn’t hand over their car keys to a stranger but do not hesitate when handing a stranger their children for 5-12 hours a day.

Please email any comments and remember that "Knowledge is power".

In the Ten Commandments. the first one reads - 1: Thou shalt have no other Gods before me. The bible also says in (Matthew 6:24) No man can serve two masters: for either he will hate the one, and love the other; or else he will hold to the one, and despise the other. Ye cannot serve God and mammon (material wealth).

Mission Statement: There is much to be learned from the Lord about his "permissive" and "active will". I felt a conviction to educate both the Christian and unbelievers alike about financial responsibility from the "sword of the spirit" also known as the bible (KJV). May the lost find salvation through our Savior Jesus Christ and may the Christians remember that our only purpose is to serve our living God. (Ecclesiastes 1:17-18) And I gave my heart to know wisdom, and to know madness and folly: I perceived that this also is vexation of spirit. For in much wisdom is much grief: and he that increaseth knowledge increaseth sorrow. (1 Corinthians 10:33) Even as I please all men in all things, not seeking mine own profit, but the profit of many, that they may be saved. (Ecclesiastes 7:25) I applied mine heart to know, and to search, and to seek out wisdom, and the reason of things, and to know the wickedness of folly, even of foolishness and madness: (Ephesians 4:14&15) That we henceforth be no more children, tossed to and fro, and carried about with every wind of doctrine, by the sleight of men, and cunning craftiness, whereby they lie in wait to deceive; But speaking the truth in love, may grow up into him in all things, which is the head, even Christ: (Galatians 6:7-10) Be not deceived; God is not mocked: for whatsoever a man soweth, that shall he also reap. For he that soweth to his flesh shall of the flesh reap corruption; but he that soweth to the Spirit shall of the Spirit reap life everlasting. And let us not be weary in well doing: for in due season we shall reap, if we faint not. As we have therefore opportunity, let us do good unto all men, especially unto them who are of the household of faith.

Jeremiah 3:15 And I will give you pastors according to mine heart, which shall feed you with knowledge and understanding.

Luke 4:24 And he said, Verily I say unto you, No prophet is accepted in his own country.

Psalm 9:20 Put them in fear, O LORD: that the nations may know themselves to be but men. Selah.

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